Status Check, Procedures, Facilities

Organisation : India Post
Facility : Post Office Savings Scheme

Home Page :https://www.indiapost.gov.in/VAS/Pages/IndiaPosthome.aspx
Get More details here :https://www.indiapost.gov.in/VAS/Pages/IndiaPosthome.aspx

Post Office Savings Account :

** 4.0%per annum on individual/ joint accounts.
** Minimum INR 20/- for opening.

Related : India Post Issuance Of National Savings Certificates : www.statusin.in/1169.html

Salient features including Tax Rebate :
** Account can be opened by cash only.
** Minimum balance to be maintained in a non-cheque facility account is INR 50/-.
** Cheque facility available if an account is opened with INR 500/- and for this purpose minimum balance of INR 500/-in an account is to be maintained.
** Cheque facility can be taken in an existing account also.
** Interest earned is Tax Free up to INR 10,000/- per year from financial year 2012-13.
** Nomination facility is available at the time of opening and also after opening of account.
** Account can be transferred from one post office to another.
** One account can be opened in one post office
** Account can be opened in the name of minor and a minor of 10 years and above age can open and operate the account.
** Joint account can be opened by two or three adults.
** At least one transaction of deposit or withdrawal in three financial years is necessary to keep the account active.
** Single account can be converted into Joint and Vice Versa.

FAQs :
Can i update my email id too?
Yes, you can update your email id from ‘My Profile’ link . A verification link will be sent to your new email ID. Click verification link and your email id will be updated.

My User ID has got blocked. What should I do?
On entering wrong password five times consecutively, your user ID will get blocked for 30 minutes. After this period, it will automatically become active.Or alternatively you can use Forgot Password Service to generate an OTP and reset your Password .​

What should I do if my account get expired?
If you do not log-in to your account on IndiaPost Site for 3 (Three) months, your account will get expire. In this case on logging into your account you will get account Expiry Message along with Resend Activation Link.You can click this link to send activation link to your registered email Id.

What precautions can I take to protect my User ID/Password?
* Memorise User Id and Password
* Do not write them down anywhere
* Do not tell your User ID/Password to anyone.
* Make sure that no one is looking when you key in your User ID/Password

What should I do when my password expired?
In this case, you will be able to login with expired password. After logging in you will be redirected to change password screen, you have to enter your old and new password, confirm new password and submit the details to set new password.