Organisation : ICICI Bank
Facility : Credit Card Online Application
Online Application here : https://loan.icicibank.com/asset-portal/credit-card/check-eligibility?WT.mc_id=WS_NLI_HP_MT
How To Apply For ICICI Bank Credit Card?
Apply for your new ICICI Bank Credit Card in 2 easy steps!
Related / Similar Facility :
1. Pay Credit Card Bill Online
Definitions & Interpretation
“Affiliate” means and includes:
** any company which is the holding or subsidiary company of ICICI Bank , or
** a Person under the Control of or under common Control with ICICI Bank, or
** any Person, in 26% or more of the voting securities of which, ICICI Bank has a direct or beneficial interest or Control.
For the purpose of the definition of Affiliate, “Control” when used with respect to any Person, means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of the vote carrying securities, by contract or otherwise howsoever and “Person” means any individual, company, firm, corporation, a partnership, trust or any other entity or organisation or other natural or legal person.
Applicant :
“Applicant” means person(s) who has / have applied for a Card to ICICI Bank.
“Authorised Dealer” means an authorised dealer as defined in the Foreign Exchange Management Act, 1999, as amended from time to time.
Business Day :
“Business Day” means a day on which the relevant office of ICICI Bank specified in the Application Form or through which the Card is provided or such other office as may be notified by ICICI Bank to the Card Member, is open for normal business transactions.
Card :
“Card” or “Credit Card” or “EMI Card”or “Online Credit Card” or “Business Card” or ‘Visa mCheck credit card’ means an ICICI Bank VISA / AMEX / MasterCard Credit Card or any other Credit Card issued by ICICI Bank at the request of the Applicant.
APIN :
“APIN” means the Personal Identification Number allocated to the Card Member by ICICI Bank or chosen by the Card Member/ ICICI Bank from time to time, in relation to the Card. (NA on the Visa mCheck card)
Card Account :
“Card Account” means the account opened in the name of the Card-Member and maintained by ICICI Bank for the purpose of usage of the Credit Card as per the terms and conditions contained herein.
Cash-Limit :
“Cash-Limit” means the maximum amount of cash or equivalent of cash as defined or prescribed by ICICI Bank, that the Card Member can use on his Card Account. Cash-Limit forms a subset of the Card Member’s Credit-Limit / Purchase Limit. (NA on the Visa mChek card)
Charges :
“Charges” or “charges” means such charges as are set out in Clause VI hereof or mentioned anywhere in these Terms and Conditions. All details of Charges mentioned herein shall be as provided in the Tariff Annexure unless specifically communicated to the Card Member, as amended from time to time.
Company :
“Company” means a company as defined in the Companies Act, 1956, as amended from time to time.
Credit-Limit / Purchase Limit :
“Credit-Limit / Purchase Limit” means the limit up to which the Card Member is authorised to spend on his Credit Card.
ICICI Limit :
“ICICI Limit” shall mean ICICI Bank Limited, the proprietors of the Credit Card, its successors and permitted assigns.
“ICICI Bank 24-Hour Customer Care Centre” refers to ICICI Bank -Phone Banking Service provided by ICICI Bank to the Card Members.
ICICI Bank Credit Card Services
The Card is the property of ICICI Bank. ICICI Bank reserves the right to
(1) ascertfain the credit worthiness of the Applicant by obtaining credit bureau report and such other reports as it may deem necessary and
(2) decline to issue a Card to any Applicant at its sole discretion.
The Card is not transferable and its usage is subject to the terms mentioned herein and any additional conditions stipulated by ICICI Bank from time to time. The Card Member shall sign on the reverse of the Card immediately on receipt of the same. The ICICI Bank 24-Hour Customer Care Centre and/or Infinity is available to all Card Members.
The Card Members availing of any services /facilities including but not limited to, enhancement of credit limit, enquiry on transactions, Total Amount Due, Statement details, Payment Due Date, etc. through ICICI Bank 24-Hour Customer Care Centre and/or Infinity, shall at all times continue to be bound by the terms and conditions stipulated by ICICI Bank with respect to the services / facilities and the mode of availing such facilities / services, as amended from time to time.
FAQ On ICICI Bank Credit Card
Here are some FAQ on ICICI Bank Credit Card:
What is an ICICI Bank Credit Card?
An ICICI Bank Credit Card is a payment card issued by ICICI Bank that allows you to make purchases on credit. You can use your credit card to buy goods and services at retail stores, online, and over the phone.
What are the benefits of having an ICICI Bank Credit Card?
There are many benefits to having an ICICI Bank Credit Card, including:
** Convenience: You can use your credit card to make purchases without having to carry cash.
** Rewards: Many ICICI Bank Credit Cards offer rewards, such as cashback, air miles, or gift vouchers.
** Flexibility: You can repay your credit card balance at your own pace.
** Security: Your credit card transactions are protected by ICICI Bank’s security measures.
What are the eligibility criteria for an ICICI Bank Credit Card?
The eligibility criteria for an ICICI Bank Credit Card vary depending on the type of card you apply for. However, in general, you must be at least 21 years old and have a good credit history. You will also need to provide proof of income and address.