Status Check, Procedures, Facilities

Organisation : UCO Bank
Facility : RuPay Card Registration
Home Page : https://www.ucobank.com/#

What is RuPay Card?

RuPay PaySecure authentication service is powered by National Payments Corporation of India (NPCI).

Related / Similar Facility : UCO Bank Visa Card Registration

All web based transactions on cards enabled for this service are guided by the Terms and Conditions(“T&Cs”) mentioned herein. Please read these T&Cs carefully before using the cardholder electronic payment card on the RuPay PaySecure solution for online transactions.

Definitions:
“Card(s)” shall mean RuPay Debit cards as issued by UCO Bank.
“Cardholder/The Cardholder” shall mean the owner authorized to perform transaction on the card issued by UCO Bank.
The words “we”, “us” and “our” refer to NPCI/RuPay PaySecure/Bank solution as the case may be.
“Registration information/ data” shall mean the information shared by the cardholder during the registration transaction viz. Image, Personalized phrase and PIN.
“Bank” shall mean the UCO Bank which has issued RuPay Debit Card.

About RuPay PaySecure:
RuPay PaySecure provides the cardholder an additional level of security for all online transactions done using cardholder RuPay cards.

Registering the cardholder card for RuPay PaySecure involves providing information to NPCI, which is then used to confirm the cardholder identity during future online transactions which use RuPay PaySecure.

The platform uses a combination of image & phrase selection and PIN entry to secure the cardholder online experience using the card. Cardholder registration information (image, phrase) and other personal information is not shared with the merchant or Bank.

ACCEPTANCE OF TERMS :
** Usage of RuPay PaySecure is subject to the T&Cs governing the card transactions as well as Terms and Conditions applicable to the Bank Account. Use of PaySecure abides cardholder to the terms of the solution.

The T&Cs can also be viewed on the mentioned URL. In addition, when using RuPay PaySecure, cardholder will be subject to all guidelines or rules applicable to RuPay cards and PaySecure that may be posted from time to time at the (Bank and/or NPCI) web site.

** Selection of Image, phrase & PIN entry using RuPay PaySecure, will confirm acceptance of RuPay PaySecure T&Cs and the revised versions, enhancements, modifications of the same.

** The cardholder is entirely responsible for ensuring secure usage/storage of the PaySecure registration information (image, personalized phrase and PIN).

Cardholder is liable for misuse/unwarranted disclosure of sensitive information such as the registration data and OTP (One Time Password). NPCI/Bank shall not be responsible for interception/misuse of PIN/image/phrase using RuPay PaySecure service.

NPCI/Bank is not liable if the registration information is misused due to any reason whatsoever and or if the terms and conditions relating to use of this information are not complied with.

CUSTOMER OBLIGATIONS :
Customer to provide complete, correct, honest and current information as required by RuPay PaySecure in the registration page.

If cardholder provide any personal Data that is untrue, inaccurate, not current or incomplete, or if there are reasonable grounds to suspect that the information provided by cardholder is untrue, inaccurate, not current or incomplete, NPCI/Bank reserves the right to suspend, terminate, or refuse cardholder current or future use of RuPay PaySecure service.

How To Do UCO Bank RuPay Card Registration?

Just follow the below steps for UCO Bank RuPay Card Registration

The cardholder agree to below mentioned clauses:
** The cardholder is required to register his/her card to be able to use RuPay PaySecure. Card holder must provide the requested information, to the Bank/NPCI to validate their identity and have authorization for the usage of the Card(s) for transactions on RuPay PaySecure.

** RuPay PaySecure reserves the right to disallow the customer from registration/usage of the service in case the information provided by the customer is incorrect/false. The cardholder assures that every information entered in the PaySecure system is true and that they are legally entitled to use the cards that they register on the RuPay PaySecure system.

** RuPay PaySecure unregistered cards will be disallowed from being used at any online Merchant entities.

** For all queries related to RuPay PaySecure, refer to the following URL ucobank.com or call cardholder Bank’s customer care number: 18001020123 or send mail to: uco.custcare@ucobank.co.in.

** NPCI may enhance the security features etc. of the RuPay PaySecure solution from time to time. The T&Cs may be modified for revised features in the future. Acceptance of these T&Cs will abide the cardholder for any future versions of the RuPay PaySecure T&Cs.

AUTHENTICATION :
** During registration in RuPay PaySecure service, cardholder may be required to select an authentication method viz. OTP (One Time Password) or Internet ID & password, or challenge question/answer etc. for authenticating the cardholder with bank.

Along with that, cardholder would be required to select an image & enter a phrase when engaging in an online transaction or registration/other transaction for which RuPay PaySecure is used. Cardholder may be asked to select the image and approve the phrase that had been selected by the cardholder during registration process before the merchant accepts the Card in payment for the transaction.

If the cardholder are unable to select the correct image or if the authentication through RuPay PaySecure otherwise fails, the merchant may not accept the RuPay Card of the cardholder for payment in that transaction.

** The cardholder is successfully registered for RuPay PaySecure service only after the cardholder successfully complete the entire online transaction for the first time.

** By registering for RuPay PaySecure, the cardholder agree to the use of RuPay PaySecure to evidence the cardholder identity, including the authorization of transactions authorized in advance to recur at substantially regular intervals.

** Certain merchant establishments/ Banks at a later date may provide for any additional authentication in addition to what has been requested for. Cardholder will be required to provide the same accordingly.

CONFIDENTIALITY OF CUSTOMER INFORMATION :
** Cardholder Registration information will not be shared with any online merchant establishments for whichRuPay PaySecure is used.

** By registering for RuPay PaySecure, the cardholder agree to the use of RuPay PaySecure to evidence the cardholder identity, including the authorization of transactions authorized in advance to recur at substantially regular intervals.

** Bank have the liberty to furnish the information without the consent of the customer in cases where there is direction/instruction from the court, Tribunal or Regulatory Authority etc.

Guidelines of RuPay PaySecure

As a RuPay PaySecure user, the cardholder acknowledges and agrees to the following:

The cardholder will :
** Ensure confidentiality of PIN and not reveal it to any third party.
** Keep the image & phrase confidential and not share with any third party.
** Keep the OTP; internet ID & Password or challenge questions used during registration process, totally confidential and not reveal it to any third party.
** Ensure the phrase entered during registration must not be related to any readily accessible personal data such as name, address, telephone number, driver license, etc.
** Ensure the Image, Phrase & PIN should not be written or stored physically or in soft form. The same should be memorized.
** Take necessary precautions to ensure that the computer device or other device accessing RuPay PaySecure during transactions is guarded from all unauthorized access.

The cardholder will NEVER :
** Access RuPay PaySecure with false/fake id or attempt impersonation of any kind;
** hamper the functioning of the RuPay PaySecure module in any manner of hardware or software malfunction by use of software viruses or any other programs or applications;
** intentionally overload the RuPay PaySecure platform to hamper the service;
** infringe upon the Intellectual Property rights of the Pay Secure solution by attempting to re-create or re-engineer the solution or any part of it or the softwares used in connection with RuPay PaySecure;
** remove any copyright, trademark, or other proprietary rights notices contained in RuPay PaySecure;
** re-create or use any part of the RuPay PaySecure service without NPCI’s prior written authorization;
** attempt to data mine, unlawfully obtain information specific to the RuPay PaySecure solution using any application, or other manual or automatic device or in any way and re-engineer or duplicate the user experience similar to PaySecure service;
** interfere with the functioning of PaySecure or its associated hardware/software by any means;or
** Fail adherence to any applicable governing law, regulation, guidelines or any Terms and Conditions advised by Bank/NPCI in connection with use of RuPay PaySecure.