Organization : IFFCO Tokio General Insurance
Service Name : Track Your Motor Claim Status Online
Track Here : https://www.iffcotokio.co.in/claims/claim-status
Claim Status:
You can now track your Motor Claim online instantly. In order to know the status of your claim, you may click on link above .
Related : IFFCO Tokio Online Premium Payment :www.statusin.in/18717.html
Please note to keep your claim number or policy number readily available. You could also call us at 1800-103-5499
Some common reasons for which a claim may be rejected are:
** The policy has expired, or policy has been cancelled or the premium cheque has been dishonored making the policy invalid.
** It could also be that the date of accident or loss falls outside the policy period or
** The person driving the vehicle at the time of the accident did not possess a valid driving license or was under the influence of drugs or alcohol.
** There are also situations where the ownership of the vehicle has changed but the Insurance Company has not been informed within 14 days of such change or the claim was for damages that existed before the policy started.
** Some other reasons could be that the nature of damages does not co-relate with the cause of accident or that the vehicle was being used for other than personal or social purposes.
Specific Exclusions under the Motor Policy:
** Any accident outside the geographical area of operation
** Consequential loss, normal wear and tear
** Driving without a valid license for that class of vehicle
** Driving under the influence of liquor / drugs
** Vehicle not being used as per Limitations to use and
** Mechanical or electrical breakdown, failure etc which fall under the specific exclusions
** Willful Damage, Hire or Reward
** Damage to tires and tubes unless the vehicle is damaged at the same time or the vehicle is stolen
General exclusion:
** Radioactive contamination, nuclear fission, war invasion.
FAQs :
What is IDV?
IDV stands for the Insured’s Declared Value which is deemed to be the sum insured of the vehicle. The IDV of the vehicle is to be fixed on the basis of manufacturers listed selling price of the brand and model, minus depreciation based on the age of the vehicle
What is a No Claim Bonus (NCB)?
A No Claims Bonus is a discount given by an insurer to policyholders who do not claim on their policy in the policy period of car insurance. Typically this starts at 20% in the first claims free policy period of Car Insurance and goes up to maximum of 50%.
What is loading? Do you charge this? How much loading can be charged?
Loading is an additional premium, which is paid at the time of renewal of insurance policy if the claims experience during the policy term has been adverse.
Does extra premium have to be paid in case of a claim last year?
There is no extra premium that is payable in case of a claim but if the claim experience is bad then some loading may be charged as per company policy. You only lose your No Claim Bonus that you could have enjoyed had there been no claim on the policy.
What is salvage and total loss?
Salvage is the value of wreck after a vehicle meets with an accident resulting in total loss, whereby retrieval of the vehicle into its initial condition is not possible.