Organisation : Tamilnadu Registration Department
Facility : Online EC Status
Check Here : http://www.tnreginet.net/webec_status_public.asp
Home Page : http://www.tnreginet.net/index.asp
How To Check EC Status?
To Know the Status of Your Online EC Please Provide Your Full Acknowledgement Number
** Enter Online Application No
** Click Search Button
Related / Similar Facility : Check TNREGINET Token Availability Online
FAQ On Encumbrance Certificate
Q.1 Whether any person can write deeds and present for registration. Will it be legally accepted?
Ans. Yes if they uses model deeds hosted in the website. For Sale deeds Seller of the property and for other deeds any person executing an instrument can write the instrument. All such instruments shall be admitted by the sub registrars and these instruments will have same evidentiary value as that of written by licensed document writers and Lawyers.
Q.2 Is there any guide book to assist a layman in writing instruments?
Ans. Some of the formats of commonly used instruments are available on the website as download. These formats have been designed after studying various instruments. It has been ensured to incorporate all essential ingredients of instruments. Registration Hand book is also available in the market.
Q.3 Normally, it is noticed that there is a shortage of stamp paper, as a result, registration is delayed. Is there any way out?
Ans. It is true that artificial scarcity is created in the market by some of the stamp vendors so that they can charge some extra amount over and above face value. All the stamp vendors have been warned against such practices. Licenses of a few of them have been cancelled.
A wide publicity about availability of stamp papers in Sub Registrar Offices has also been given. In select offices franking machines are available through which stamp duty could be paid.
E-Stamping facility is available to all the Sub Registrar of the Chennai zone. Any body can purchase E-Stamp of any value from the branches of Corporation Bank, Central Bank of India and Indian Bank.
In case of real scarcity, stamp duty can even be paid in cash/D.D.
Any instrument can be written on a plain paper and presented for registration. The Sub Registrar, on receipt of paper will collect stamp duty in cash/D.D. and he will add a certificate to that effect and register the same. The D.D. should be drawn in favor of the Sub Registrar concerned.
Q.4 The stamp vendors are charging commission over and above the face value. Even the Commission is not uniform. Is there any rate at which commission should be charged by stamp vendors from parties?
Ans. The act of stamp vendors in charging commission is against the rules. Such stamp vendors should be brought to book by the public. It is a fact that stamp vendors get commission for selling stamp papers. But the commission is given by Government, which is included in the face value of stamp paper.
Therefore no stamp vendor should charge any amount/commission over and above face value of the stamp paper. Your co-operation in bringing such acts to the notice of the officials of the Department will be highly appreciated.
Q.5 Invariably, all documents presented for registration are returned after a long wait. The delay in returning documents causes hardships to public and also leads to other malpractices.
Ans. Only a few documents, which require charging of stamp duty on market value are normally kept pending for fixing of market value. These documents are sale, exchange, release of benami right, settlement or gift.
Even these documents can be registered and returned on the same day provided the value set forth in the document is equal to or higher than the value arrived at by using guideline value and P.W.D. norms for buildings.
All other documents should be returned on the same day by the Sub Registrar in the computerised offices. It is also noticed that in some offices, having heavy registration work load, the staff may not complete all the formalities of making entries in Indexes and scanning the document.
In such cases, the document should be returned at the earliest possible time, but not later than 3 days. Efforts are being made to further reduce delay by simplifying the process.
Q.6 “Encumbrance Certificates” are not being issued in time and the staff also do not respond properly to our requests.
Ans. It is true that issue of encumbrance certificate takes time, as the entries are searched manually before 1987. From 1987 onwards the indexes are computerised and the encumbrance certificates are issued on the spot. Special counters have been opened to receive applications and certificates are issued on demand without delay.
Applications for Encumbrance Certificate can be submitted through Online Application Form and the Encumbrance Certificate will be delivered at your door step.
Q.7 What is Guideline Value? How to ascertain?
Ans. Guideline Value of any land should truly reflect the market value. Guideline values have been fixed for all the areas in the State. Well established residential areas have only street based guideline values. The guideline values have been fixed for survey numbers to the properties which are not formed into street. This will remain unchanged till the next revision.
Higher value registration will not have automatic adoption for subsequent registration. This guideline values help the registering officer in the detection of prima facie under valuation of property. In most of the places, the guideline value is lower than the prevailing market value.
In a few places, the guideline value may be unreasonably higher than the market value. Such cases should be brought to the notice of the concerned District Registrar, Deputy Inspector General of Registration and Inspector General of Registrations for correction of anomalies.
There is a committee at State level which finally approves reduction in such issues after perusing the recommendation of the Sub Committee headed by concerned District Collectors. The guideline values are hosted on the website tnreginet.net.
The latest guideline value we are now following came into effect from 01-04-2012. The guideline value is a public document. In offices having STAR facility the guideline values can be ascertained free of cost for any property on the counters.
Benefits of Encumbrance Certificate
An encumbrance certificate (EC) is a document that shows the current status of a property’s ownership and any liens or encumbrances against it. It is issued by the registrar of deeds or the sub-registrar’s office in the district where the property is located.
There are several benefits to obtaining an EC, including:
** Peace of mind: An EC can give you peace of mind knowing that the property you are buying is free of any liens or encumbrances. This can help to protect you from financial losses if there are any problems with the title to the property.
** Increased value: An EC can also increase the value of your property. This is because buyers are more likely to be interested in purchasing a property that has a clear title.
** Easier financing: Lenders may be more willing to finance a property purchase if there is an EC available. This is because an EC can help to reduce the risk of the lender losing money if the borrower defaults on the loan.
** Required for certain transactions: Some transactions, such as selling or mortgaging a property, may require an EC. This is because the buyer or lender wants to be sure that the property is free of any liens or encumbrances before entering into the transaction.