Status Check, Procedures, Facilities

Organization : Tata Capital
Service Name : Pay Online For Overdue EMIs
Pay Here : http://online.tatacapital.com/OnlinePayment/PaymentGateway.htm

How To Pay Tata Capital EMI?

Now you can pay your overdue EMIs and Service charges using our Pay Online facility.

Related : Tata Capital Grievance Redressal Procedure : www.statusin.in/20863.html

Steps:

1. Just enter your Loan Account Number / Contract Number. The outstanding amount payable would be shown to you

2. Please enter the amount that you wish to pay towards the outstanding and also your mobile number.

3. You will be directed to Bill Desk for making a payment.
4. Select your bank for making the payment through Net Banking.

5. Enter your authentication details and make the payment.
6. You will receive an SMS confirming the transaction.

About Us:

** Tata Capital Limited was established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. Being a subsidiary of the legendary Tata Sons Limited, we strive hard to make this happen.

** Our pursuit gave birth to Tata Capital Financial Services Limited, a one-stop financial service provider that caters to the diverse needs of retail, corporate and institutional customers across businesses.

FAQ On Tata Capital Loan

What is a consumer durable loan?
A consumer durable loan is a finance option for the purchase of consumer durables such as household appliances, electronic gadgets etc.

What are the tenors for which I can avail this loan?
You can choose from flexible tenor options ranging from 6 to 24 months.

What is the documentation required?
You need to provide a valid Address Proof, Income Document, Photo Id Proof, and PDCs/ECS. Depending on the credit program you are opting for, you will be required to provide additional documents.

What is the interest and processing fees charged for the loan?
In most cases, you won’t have to pay anything more than the agreed purchase price. For other products/schemes, we charge our regular rate of interest. A nominal processing fee may be charged on special offers.

How can I apply for this loan?
Walk into any Croma/Reliance consumer durables outlet and connect with our in-store executive.

What is the purpose of loan against securities?
The purpose of loan against securities is to take care of all your investment as well as personal needs, and to help you meet your contingencies.

What happens to the securities that I pledge? Do I still avail the benefits of an investor?
Yes, this is a unique feature of loan against securities. You enjoy all the benefits of being an investor like dividend or bonus, while your shares/mutual fund units are pledged to Tata Capital Financial Services Limited for loan purpose.

Can I avail loan against other securities like LIC policies, NSC, KVP etc.?
No, currently Tata Capital deals with Bonds/FMP’s as selected by the company.

Whose securities can I pledge?
You can pledge your own securities, or those of your blood relative (parents, spouse, children and siblings only) above 18 years of age.

If you are pledging securities that belong to anyone other than yourself, the security holder must be a signatory to the overdraft agreement as a Co-Applicant. Check for eligibility.

What is the loan amount and how many types of scripts have to be pledged?
The loan amount ranges from Rs.5 lacs to Rs. 10 crores (7.5 crores against Shares/Mutual Funds and 10 crores against Bonds/Debt Instruments). On specific approved scripts, Tata Capital may finance as single script finance based on terms and conditions being met and approved.

Functions of Tata Capital

Tata Capital is a financial services company that offers a wide range of products and services to individuals and businesses.

Some of the key functions of Tata Capital include:
** Lending: Tata Capital offers a variety of loans, including personal loans, home loans, business loans, and loans against securities.
** Investment: Tata Capital also offers a range of investment products, including mutual funds, bonds, and insurance.
** Wealth management: Tata Capital provides wealth management services to individuals and families, including portfolio management, financial planning, and tax planning.
** Channel finance: Tata Capital provides channel finance to businesses, including inventory finance, receivables finance, and working capital finance.
** Lease financing: Tata Capital offers lease financing solutions to businesses, including equipment leasing and commercial vehicle leasing.
** Microfinance: Tata Capital provides microfinance loans to low-income individuals and families.
** Insurance: Tata Capital offers a range of insurance products, including life insurance, health insurance, and motor insurance.