Organisation : Bank of Baroda
Facility : Credit Card Application Form
Download Application Forms : https://www.statusin.in/uploads/21071-CC_App.pdf
Apply here : https://online.bobcards.com/Login.aspx?ReturnUrl=%2f
Website : http://www.bankofbaroda.com/
Credit Card Application Form :
** Please fill in completely especially all mandatory fields
** Don’t forget to put your signature on placed specified
Related : Bank of Baroda Mobile Banking M-Connect : www.statusin.in/21068.html
** Enclose necessary documents like KYC, Income etc.
** Submit to your nearest Bank of Baroda branch/ Bobcards Office alternatevely you may post to our Corporate Office as per the address given below:
Registered & Corporate Office :
Bobcards Limited
2nd Floor, “Baroda House”, Behind Dewan Shopping Center,
S. V. Road, Jogeshwari West,
Mumbai 400102
Phone : 91-22-42068502 – 10 am to 6 pm ( except national holidays and Sundays)
Fax : General – 91-22-26777560
Billing & CRM – 91-22-26764952
Debit Cards 91-22-42068690
1. FEES AND CHARGES ( Subject to change from time to time at the sole discretion of the company)
a) Joining Fees & Annual Fees
There are annual fees / renewal fees applicable on the various credit card(s) issued by the company for primary as well as add-on cards subject to revision from time to time. The amount of such fees/charges varies for different cards.
The applicable fee is communicated to the applicants at the time of applying for the credit card. Further, fee as applicable is directly charged to the cardholder’s account and is indicated in the bill. (Details as per tariff of charges).
b) Cash Withdrawal / Advance Fees
The cardholder can use the credit card to withdraw cash from ATMs / cash dispensing locations in India or overseas in accordance with the compatibility of the credit card at the said ATM(s) / cash dispensing locations.
A transaction fee shall be levied on all such withdrawals and would be billed to the cardholder in the next/forthcoming statement. (Details as per tariff of charges).
Further cash withdrawal transactions shall also carry a service charge from due date of payment untill fully paid.
c) Service Charges
I. Service charges at applicable rates, are payable by cardholder towards the services provided by the company to the cardholder(s) and/or for defaults /delays committed in payments.
ii. Company exclusively retains the right to alter any/ all charges or fees from time to time or to introduce any new charges or fees, as it may deem appropriate, by issuing at least 30 days prior notice to the cardholder/s of such change in the charges or fees.
It is clarified that the said change may be indicated/communicated to the cardholders through the company’s website exclusively at its sole discretion.
iii) Service charges are levied on monthly basis at applicable rate on the outstanding amount on the due date until fully paid.
iv) Service charges also accrue on
a. Cash withdrawal.
b. Purchases, if the total outstanding is not paid by due date.
c. Exceeding limit surcharge as applicable on the outstanding exceeding the sanctioned credit limit or on total outstanding balance in case of cancelled / surrendered card, is levied.
v. Service charge payable is debited to card account on the last date of each statement period and is indicated in bill.
vi. The service charges will continue to be levied till card account is cleared in full and closed.
vii. For the service charges applicable refer tariff of charges