Organisation : Catholic Syrian Bank
Facility : Savings/ Current Account
Details : http://www.csb.co.in/accounts#savings_account
Website : http://www.csb.co.in/
Savings/ Current Account :
Savings Account :
** Catholic Syrian Bank offers you the simplest solution for your savings account requirements.
** Enjoy the comfort of branch banking with our 420 plus branch network.
** You also get access to our best in class mobile and desktop applications to give you 24×7 access to your account.
** Choose from our range of savings accounts to select the one that’s right for you.
General Savings a/c :
** An account for individuals, either singly or jointly, non-trading organizations/ institutions.
** Account with cheque book facility can be opened for a minimum amount of Rs.500/- at Rural/Semi-Urban branches and Rs.1,000/- at Urban/Metro branches
** Account can be opened even in the name of a minor aged 12, allowing him/her to operate by self, provided he/she presents himself /herself at the bank for each withdrawal.
** A minor who has attained 14 years of age can open and operate the account individually in same manner as an adult
** Payment of interest on savings bank A/c is made on a daily product basis and paid half yearly in the months of September & March
** Multicity cheque book facility
** Free Internet/Mobile banking facility
** RTGS/NEFT Facility
** Nomination Facility
** Any Branch Banking (ABB) facility
Features :
** Standing instructions of the account holder with regard to payment of premium, rent, etc.are accepted and acted upon promptly.
** Cheques, Drafts, pension, dividend warrants, etc. are accepted and collected for credit to the account.
** Account can be transferred to any other office of the bank, free of charge.
CSB Students Support Savings Scheme :
A savings bank account with the following features.
Eligibility:
Students of recognized Schools from standard I onwards and up to Final Year of Diploma/ Graduation/Post Graduation Colleges/ Professional Course- Entrance Coaching Centres as well as Professional Colleges…
Introduction:
By the Head of the Educational Institution where the student is pursuing his/her studies. Satisfactory proof to the effect that the applicant is a student, such as copy of the fee receipt, certificate from the educational institution etc., should be produced.
Initial Remittance and Minimum Balance:
The accounts can be opened and operated on Zero balance basis and there will be no stipulation regarding minimum balance. ATM cum Debit Card will be issued to account holders under this scheme, free of cost. However, no cheque books will be issued.
CSB Suvidha Plus Scheme :
A corporate employees’ group salary savings account, for employees drawing monthly salary of Rs.5,000/- or above
Minimum Balance: no minimum balance requirement
No. of transactions: Maximum of 10 transactions in a calendar month (deposits and withdrawals combined). For transactions in excess of the maximum limit, service charges @ Rs 5/-will be charged per transaction
ATM cum Debit card: free of charge
Multi city cheque book facility
Free Internet/Mobile Banking facility
Classic Current Account :
** For traders, businessmen, corporate bodies, etc. who operate their accounts frequently
** Minimum amount for opening an account is Rs.5,000/- in Metro branches, Rs 3,000/- in Urban branches, Rs 2,000/- in Semi-urban branches and Rs 1,000/- in Rural branches…
Features :
** Standing instructions of the account holder with regard to payment of premium, rent, etc. are accepted and acted upon promptly
** Cheques, Drafts, pension, dividend warrants, etc. are accepted and collected for credit to the account
** Account can be transferred to any other branch of the bank, free of charge.
** Multicity cheque book facility
** ATM cum Debit card facility
** Free Internet/Mobile banking facility
** RTGS/NEFT Facility
** Any Branch Banking (ABB) facility
** Doorstep Banking Facility
** Point of Sale (POS) terminals
Smart Current Account :
A zero balance Current Account for traders, businessmen, corporate bodies, etc.
Features :
** No minimum balance stipulation
** No folio charges
** Multicity cheque book facility
** ATM cum Debit card facility
** Free Internet/Mobile banking facility
** RTGS/NEFT Facility
** Any Branch Banking (ABB) facility
Daily Cash remittance limits:
** Free of charges up to Rs.10,000/-
** Beyond Rs.10,000/- (Rs.10 per Rs.10,000 up to Rs.1,00,000)
** Beyond Rs.1,00,000/- (Rs.20 per Rs.10,000)
Any Branch Banking (ABB) Facility is available to customers on registration. Eligibility criteria and benefits available for various category of customers are as follows
| Account Type | SILVER | GOLD | DIAMOND | PLATINUM |
|---|---|---|---|---|
| Minimum balance (Rs) | 20,000 | 50,000 | 1,00,000 | 5,00,000 |
| Penalty for non maintainance of minimum balance (Rs) | 250 | 250 | 500 | 500 |
| Free limits per month | SILVER | GOLD | DIAMOND | PLATINUM |
|---|---|---|---|---|
| Cash Withdrawal (Rs) | 1,00,000 | 2,00,000 | 5,00,000 | 25,00,000 |
| Cash Deposits (Rs) | 1,00,000 | 2,00,000 | 5,00,000 | 25,00,000 |
| Fund Transfer (Rs) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| At Par Facility (Rs) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| Collection of cheques (Rs) | 3,00,000 | 10,00,000 | 20,00,000 | unlimited |
| Total limits (Rs) | 11,00,000 | 34,00,000 | 74,00,000 | unlimited |
Charges for usage in excess of free limits will be
** All cash transactions – Re.1/- per thousand, subject to a minimum of Rs.25/-
** All transfer transactions – Rs.5/- per lakh