Organisation : Deutsche Bank
Facility : Classic Debit Card
Apply here : https://lms.deutschebank.co.in/DBLMS/APPForms/applyNow.jsp?PRODUCT_NAME=Savings%20Account&SOURCE=PORTAL
Website : http://www.deutschebank.co.in/
Classic Debit Card :
Enjoy the convenience of cashless shopping with the Deutsche Bank International Classic Debit Card.
** Purchase goods at over 27 million VISA merchant establishments
Related : Deutsche Bank Apply For Signature Debit Card : www.statusin.in/21695.html
** Withdraw cash at over 1 million VISA / PLUS ATMs in India
** Flexible limits for purchases and withdrawals
Chip Technology :
** Your Debit Card is an EMV Chip Card (Europay, Mastercard and Visa, a global standard for inter-operation of integrated circuit cards) offering greater security when you transact.
** The microchip on the face of this card stores customer data in a secured manner, making it extremely difficult to copy.
** This advanced technology is more effective in preventing your card from being copied to produce counterfeit cards.
** For better acceptability across merchants, the EMV Debit Cards will also contain a magnetic strip on the reverse of the card to ensure swipe transactions.
** However, we recommend that you use your EMV Chip Card only at merchant terminals with chip capability to avoid skimming frauds
Flexible Limits :
** Deutsche Bank AG, India gives you the flexibility to decide the daily limit you want for transactions at ATMs and merchant establishments using your Gold or Classic Debit Card.
** You have a choice of four different daily limits** (Rs. 25,000, Rs. 50,000, Rs. 100,000 and Rs. 150,000) from which you can select your preferred option at the time of opening your account.
Total Protection :
Personal accident cover :
** Most banks cover you for fraudulent transactions that have been carried out on your card only after you report the loss to the Bank.
** At Deutsche Bank AG, India (“Bank”), we understand that often you may not realize that your card is lost until you notice unauthorized transactions in your bank account.
** Which is why, we cover all the fraudulent transactions that may take place on your card for 30 days prior to reporting and 7 days post reporting the loss to the Bank.
** You need to report the loss of your Deutsche Bank International Debit Card to Deutsche Bank by calling our 24/7 phone banking team on 1860 266 6660# in your city or visit your nearest branch counter immediately on such loss.
** Deutsche Bank will deactivate the card immediately to prevent misuse.
In case of misuse, you also need to send the following documents to us:
** FIR duly acknowledged by a police officer
** Letter giving details of the loss or disputed transactions
** Copy of Bank account statement highlighting the disputed transactions
** Duly filled in claim dispute form (available at any Deutsche Bank branches)
** The liability per card shall be restricted to the maximum of Rs. 2.5 lakhs and you will be covered for all losses up to a maximum of 30 days prior to reporting the loss.
** On receipt of communication from you regarding your lost or stolen Debit Card along with the requisite documents, Deutsche Bank is authorised to conduct its own investigation in respect of such lost or stolen card.
** If such investigation reveals any direct or indirect involvement of the cardholder or cardholder’s relatives or employees or colluding third parties, Deutsche Bank is authorised to take appropriate action against the cardholder in addition to refusing to give benefit of Total Protection to the cardholder.
** The findings of the Bank’s investigation shall be final and binding on the cardholder. Total Protection is subject to the terms and conditions of the applicable insurance policy.
The cardholder will get the benefit of this policy only if:
** The card account is in good standing
** There are not more than 2 unauthorised transactions on the Debit Card of the cardholder during the last 12 months, prior to reporting the loss of the Debit Card.
** The cardholder proves that he was not negligent in safeguarding the Debit Card and the claim is not fraudulent.