Organization : Bajaj Allianz General Insurance Company Limited
Service Name : Motor Insurance
Motor Insurance : https://www.bajajallianz.com/Corp/motor-insurance/motor-insurance-online.jsp
Website : https://www.bajajallianz.com/Corp/general-insurance/general-insurance.jsp
Motor Insurance :
** Your motor insurance policy is the most important document for your vehicle because it protects you against financial loss and legal issues.
Related / Similar Facility : Bajaj Allianz Two Wheeler Insurance Renewal
** Millions of vehicle owners across India trust us to insure their vehicle since we provide package policies that would protect them against physical damage, bodily injury / death and cover against third-party liability, bringing them security and peace of mind.
** All this is backed by our advanced claims servicing capability and fast settlement record for vehicles insured with us.
** Motor insurance sustains your freedom by compensating your major claims which can otherwise be very expensive.
** Your vehicle is one of your most important possessions.
** Give it the care and protection it deserves with Bajaj Allianz motor insurance.
** Car insurance or two-wheeler insurance by Bajaj Allianz provides unmatched care and protection for your motoring experience.
Car Insurance Online Products :
Our car insurance will protect you from any financial losses incurred while driving which you would likely need to pay if not covered
Two – Wheeler Insurance :
Our two wheeler policy will cover any type of two wheeler that you may own, protecting you against liabilities that may arise from an accident.
Third-Party / Liability Only – Motor Insurance :
Our liability only/third party insurance will secure you from expenses you may incur from any third party damages.
Commercial Vehicle Insurance :
This policy will safeguard your vehicle that you use for commercial purpose by protecting it from damages due to an accident
Why Bajaj Allianz Motor Insurance :
** Instant online policy issuance and renewal in easy steps
** Cashless claims at over 4000 preferred garages for your car. 75% on account payment when cashless facility is not available
** Transfer your existing No Claim Bonus from any insurance provider ranging from 20% – 50%
** Instant claims assistance and SMS updates on your motor claim status through our 24×7 call-centers
** Avail our 24×7 telephonic service for claims support and other assistance, even on holidays
** Bajaj Allianz provides you hassle-free inspection process thereby offering you a high service standard with motor insurance
Key Features :
** Get a vehicle tracking and monitoring device with specific car insurance plan
** Instant claim assistance and SMS updates
** 24×7 service and claim support
** Quick and easy online purchase process
** Hassle-free claim settlement
How to Make a Motor Insurance Claim? :
** Indeed it is amazing to drive your beloved car around the city, but what if when someone bumps you from behind during your joyride?
** You will be left with a badly dented car which needs repair.
** Worry not! Your motor insurance will come as a saviour in such a situation and you need to follow these steps for a smooth motor insurance settlement in case your car meets with an accident or worse gets stolen.
Step 1: Intimate Your Motor Insurance Company
** Immediately after an unforeseen incident, it is always advisable to keep your motor insurance company informed as they are going to be your friends who are going to help you come out of this loss.
** It is important that you do this before you make a claim as it just eases the claim settlement process.
Step 2: Lodge an FIR
** In case of a severe accident or theft of your vehicle, you need to lodge an FIR.
** Your claim will not be filed without the FIR document.
Step 3: Survey of the Damage
** Once you intimidate your motor insurance company, a representative will visit to evaluate the damage caused the car.
** He will also guide you about the nearest service center you should take your car to for the hassle-free services.
** You can also be relieved as these service stations will have a tie up with your insurance company for cashless servicing.
** This typically means that the insurance company will settle your bill directly.
** In case your car is not in a position to be driven, the insurance company will tow your vehicle to the nearest service station.
Step 4: Settling the Claim
** Once your vehicle is evaluated, damages are agreed upon and the timelines for the repair decided, relax and be assured that your vehicle is in good hands as your insurance company is involved in the process and you will not have to shell out the hidden costs which go into repairs otherwise.
** Most importantly, the claim settlement process will take lesser time since they are well aware of the claim in advance.
Following things should be considered while making a motor insurance claim:
1. Voluntary Excess :
** Voluntary Excess is a certain amount of money the insured opts to bear in case of an unforeseen incident and the rest is insured by the insurance company.
** In case the cost of damage is lesser than the voluntary excess amount, it is advisable not to file a claim.
2. No Claim Bonus (NCB) :
** All the insurance companies offer a no claim bonus to the policy holders for each claim free year.
** It is great if you do not have an accident and have a claim free year, however, in case of accident if this amount exceeds your voluntary deductible amount, it is advisable that you do not make a claim and avail discounts on future renewals.
** Claim settlement is a major aspect one considers while opting for a motor insurance.
** We at Bajaj Allianz ensure a smooth motor insurance claim for each valid one.
** Do take a look at the best motor insurance plans available with us!