Organisation : Punjab National Bank PNB
Facility : PNB Kitty Mobile Wallet
Web Site : https://www.pnbindia.in/Home.aspx
Terms & Conditions : https://www.statusin.in/uploads/22888-kitty.pdf
PNB Kitty :
PNB Kitty is a digital wallet that allows an individual to make e-commerce transactions. This includes purchasing items on-line using computer or using a smart phone.
Related : Punjab National Bank Internet Banking & Mobile Banking : www.statusin.in/20279.html
Users of PNB Kitty can make payments using the money stored in the wallet instead of using other mode of payments like credit card, debit card or net banking, which means making payments without sharing the sensitive credentials like Internet Banking passwords or Card details.
Once the customer gets registered for WALLET he can do following transactions without using his sensitive credentials :
1. Wallet to Wallet Transfer using mobile number of the receiver.
2. Transfer to Bank account using IMPS (using account number and IFSC).
3. Recharge (Mobile/Dish TV)
4. Utility Bill payment transactions.
5. E-commerce transactions on a variety of merchant websites choosing PNB Wallet as an option for payment.
There is also a facility of send money through QR code (Quick Response code a machine- readable code consisting of an array of black and white squares, typically used for storing URLs or other information for reading by the camera on a smartphone).
1. Eligibility- PNB Kitty :
Any individual above the age of 10 years having a valid Mobile Number can avail the facilities of PNB Kitty.
2. Category & Limits :
a. PNB Customer – Rs. 50,000/- per month
b. Non-PNB Customer – Rs. 20,000/- per month
3. Registration process :
Registration is completely an online process. User need not be having account with PNB to register for PNB Kitty. User is identified by his mobile number that is used as User ID to login the application.
Application captures user‟s mobile number in first step of registration to verify whether given mobile number is registered with the Bank. If mobile number is not found, user will be registered for limited services with upper limit for transactions @ Rs 20000/- per month.
If user is an existing PNB customer,he will be registered for full services with upper limit for transactions of Rs 50000/- per month.
After downloading the App from App store, the user has to install the App and follow the registration process as below :
Steps for users not having Operative Account with PNB :
** Enter Mobile Number.
** Enter OTP.
** Enter the personal information (like Name, DOB & e-mail ID)
** Select the security questions & set their answers.
** Set login password for PNB Kitty.
Steps for existing PNB Customers :
** Enter Mobile Number.
** Enter OTP.
** Select the existing Account Number.
** Select the security questions & set their answers.
** Set login password for PNB Kitty.
After registration the user can login by keying his password. The password is alpha numeric with minimum six characters.
4. Recharging the PNB Kitty Wallet :
PNB Kitty can be recharged through following options :
** PNB Internet Banking
** Internet Banking of any Bank
** Debit Card of any Bank