Organisation : IDFC Bank
Facility : SMS Banking
Web Site : http://www.idfcbank.com/content/idfc/personal-banking/online-services/mobile-banking-services/sms-banking.html
SMS Banking :
SMS banking gives you control to manage your account whenever and wherever you need. All you need to do is register your mobile number with us and start using the short codes to access your information.
Related : IDFC Bank Investment Banking : www.statusin.in/21516.html
Here is a list of transactions you can perform using SMS Banking
Services offered for SMS Banking :
1. Balance enquiry
2. Transaction enquiry
3. Cheque Book request
4. Stop cheque request
5. Block Debit card
6. Help – To get SMS banking codes
Just send an SMS to 5676732 or 9289289960 from your registered mobile number with the transaction code for the service you want to avail. You will receive a response in the form of a text message within just a few seconds.
Below are the SMSes you need to send for the various services offered via SMS Banking.
| Query | SMS Text (Send through registered number) | Details |
| Balance | BAL / BALANCE or BAL / BALANCE <Space><Last 4 digits of account number> | View the available balance in the accounts linked to your Customer ID. To Know specific a/c balance, type keyword BAL/BALANCE followed by last 4 digit of your account number |
| Last 5 transactions | TXN <Space><Last 4 digits of account number> | This will give the last three/five debit / credits made to your account. |
| Cheque book request | CHQBK <Space><Last 4 digits of account number> | Request will be captured for Cheque Book |
| Stop cheque | CHQSTOP <Space><Last 4 digits of account number><Space><6 digits of cheque number> | Stops an issued cheque from being paid |
| Blocking of Debit card | BLOCK <Space><Last 4 digits of card number> | Block your debit card instantly |
| List of SMS banking keywords | HELP | Provides an index of the list of keywords and features |
In case you send an invalid transaction code or incorrect account / card details we will send you an appropriate error message informing you where you went wrong.
Sample Transaction details received in the response :
| SMS Text (Send through registered number) | Details |
| BAL / BALANCE | For Single account SMS – Available Balance in A/C XX1124 is Rs. 1, 00,000. For Multiple account SMS – Available Balance in A/C XX1124 is Rs. 1, 00,000.Available Balance in A/C XX1125 is Rs. 2, 00,000. |
| BAL / BALANCE 1124 | For Single account SMS – Available Balance in A/C XX1124 is Rs. 1, 00,000. For Multiple account SMS – Available Balance in A/C XX1124 is Rs. 1, 00,000.Available Balance in A/C XX1125 is Rs. 2, 00,000. |
| TXN 1124 | Last three txns in A/C XX1124 ~ 1) 01-Jan-15 Rs. 1335.05 debit 2) 01-Jan-15 Rs. 100.00 debit 3) 01-Jan-15 Rs. 100.00 credit |
| CHQBK 1124 | Your request for chequebook for A/C XX1124 has been processed. Service Request no. is SR123456. |
| CHQSTOP 1124 123456 | Your request for stop payment of cheque no. 123456 has been processed. Service Request no. is SR123456. |
| BLOCK 1234 | Your<debit/credit> card number ending with 1234 has been blocked successfully. Service Request no. is SR123456. |
| HELP | Please find short codes for SMS banking ~For Balance : BALANCE <Space><Last 4 digits of account number> For Transactions : TXN <Space><Last 4 digits of account number> For Chequebook Req : CHQBK <Space><Last 4 digits of account number> For Stop Payment : CHQSTOP <Space><Last 4 digits of account number><Space><6 digits of cheque number> For blocking of Card : BLOCK <Space><Last 4 digits of card number> |