Organisation : Central Bank of India
Facility : World, Aspire Credit Card
Web Site : https://www.centralbankofindia.co.in/en
World Credit Card :
Simply Designed for you to experience life’s most memorable moments anytime, anywhere across the Globe, World Credit Card caters to the requirement of travellers who keep travelling frequently either for work or holiday.
Related : CBI Mobile Banking : www.statusin.in/22945.html
This card empowers you to make cash free transactions across the globe. With every purchase, earn higher rewards at your favourite outlets, avail a variety of redemption options, personalised services and exclusive discounts & privileges.
This card comes with complementary services and privileges such as :
** Complementary Airline Ticket Voucher
** Exclusive offers from MasterCard especially designed for WORLD Credit Card holders
** Free Access to Airport Lounges at selected Airports in India
** Air Accident Insurance of Rs.10 lakhss
** Lost card liability up to Rs.1 lakhs
** Petrol Fuel surcharges waiver
** 4 loyalty points for Rs.100/- for International Spend
** 3 loyalty points for Rs.100/- spend on all categories.
WORLD Credit card is enabled for online usage with 3D Secure MasterCard® SecureCode™ providing additional security of password/OTP (One Time Password) known only to you for completing online transactions.
Aspire Credit Card :
Aspire Credit Card Under Cent Aspire Deposit Scheme
Features :
** Aspire Credit Card is EMV Chip BasedVISA Platinum Credit Card.
** Acceptance for Domestic as well as International Transactions
** Issued against “Cent Aspire Term Deposits“held by customers with our Bank..
** Maximum Credit Limit of 100% of Term Deposit amount without considering accrued interest with Maximum limit of Rs.10 lakhs.
** Maximum credit period upto 55 days.
** Low interest rate of 1.20% p.m. on rollover amounts.
** The income statement / CIBIL verification not a prerequisite.
** 100% cash withdrawal facility at the applicable bank rate.
** Personal Accident Cover (against death) of Rs, 100.000/- under Group Insurance Scheme. .
Conditions :
** Any individual / customer, an Indian resident & above18 years of age, can open Cent Aspire Deposit Account with our bank. (Minimum Rs. 20,000/- and thereafter in multiples of Rs.1000/-. There is no upper limit)
** Maximum Credit Limit of 80% of Term Deposit amount – Minimum: Rs. 16,000/-& Maximum : Rs. 400,000/-
** Term deposits shall be under lien with auto renewal option.
** Original Term deposit handed over to the customer with lien marked.
** KYC compliance necessary.
** Mandate for Auto renewal & pre-mature adjustment of proceeds of term deposit/s.
** At present Cent Aspire Deposit Scheme not available to NRI customers
Hot listing of Credit Card :
Process Flow :
If a customer loses his/her Credit Card, a facility will be provided by Central Bank of India which will enable him/her to block or hotlist his/her Credit card.
The customer will be required to send SMS from his/her registered mobile number to initiate his/her card hot listing request.
Format of the SMS request will be as under BLOCK or STOLEN <space> OR BLOCK or STOLEN <space> <FIRST 6 DIGITS OF CARD NO FOLLOWED BY LAST 4 DIGITS OF CARD NO. >
Note : The customer can choose either of the keyword i.e BLOCK or STOLEN to send the SMS and not both together. SMS is required to be send to +918080856856 Requests will be accepted from only registered mobile number, else appropriate SMS will be sent.
About Us :
Established in 1911, Central Bank of India was the first Indian commercial bank which was wholly owned and managed by Indians. The establishment of the Bank was the ultimate realisation of the dream of Sir Sorabji Pochkhanawala, founder of the Bank.
Sir Pherozesha Mehta was the first Chairman of a truly ‘Swadeshi Bank’. In fact, such was the extent of pride felt by Sir Sorabji Pochkhanawala that he proclaimed Central Bank of India as the ‘property of the nation and the country’s asset’.
He also added that ‘Central Bank of India lives on people’s faith and regards itself as the people’s own bank’.