Organisation : The Saraswat Co-operative Bank Ltd
Facility : Internet Banking
Website : https://www.saraswatbank.com/
Internet Banking :
1 For the purpose of availing Internet Banking, the User would need to have legal and valid access to the Internet.
Related : Saraswat on Chillr Service : www.statusin.in/23077.html
2 The information provided to the User through the Internet Banking is not updated continuously but at regular intervals.
Consequently, any information supplied to the user through Internet Banking will pertain to the date and time when it was last updated and not as the date and time when it is supplied or the date on which the internet is viewed by the User.
Saraswat Bank shall not be liable for any loss that the User may suffer by relying on or acting on such information.
3 Saraswat Bank may keep its records of the transactions in any form it wishes. The Saraswat Bank’s records, unless shown to be wrong, shall be evidence of User’s dealings with the Saraswat Bank in connection with the Internet Banking.
User agrees not to object to the admission of Saraswat Bank’s records as evidence in any legal proceedings because such records are not originals, are not in writing or are documents produced by a computer.
Where the User agrees to give the Saraswat Bank an instruction or request a transaction through the Internet Banking the Terms will apply in addition to the existing terms in respect of your dealings with Saraswat Bank either in respect of particular accounts or products or generally. In the event of inconsistency the Terms will apply.
4 Any request for any service, which is offered as a part of Internet Banking, shall be binding on the User as and when Saraswat Bank receives such a request.
If any request for a service is such that it cannot be given effect to unless it is followed up by requisite documentation on part of the User, Saraswat Bank shall not be required to act on the request until it receives such documentation from the User.
5 The User shall ensure that Internet Banking or any related service is not used for any purpose which is illegal, improper or which is not authorised under these Terms.
6 The User shall be aware that Saraswat Bank uses very high level of encryption. The use of such encryption may be illegal in certain parts of the world.
It is the Users responsibility to ensure that, if outside India the User’s ability to use the Internet Banking is permitted by the local laws and Saraswat Bank shall not be liable for any loss or damage suffered by the User as a result of not being able to use the Internet Banking in such parts of the world.
7 Notwithstanding anything contained in the Terms, due to the nature of Internet Banking, Saraswat Bank shall not be responsible for any loss or damage to the User’s data, software, computer, telecommunication or other equipment caused by using the Internet Banking.
Unauthorised Access :
1 The User shall take all necessary precautions to prevent unauthorized and illegal use of Internet Banking and unauthorized access to the Accounts provided by Internet Banking.
2 Saraswat Bank shall take all commercially reasonable care to, ensure the security of and to prevent unauthorised access to the Internet Banking using commercially reasonable technology available in India to Saraswat Bank.
Internet Banking Access :
The User would be allotted an Internet Banking user-id and upto two secret passwords by Saraswat Bank in the first instance. The User will be required to change the password assigned by Saraswat Bank on accessing Internet Banking for the first time.
As a safety measure, the User shall change the password as frequently thereafter as possible.
In addition to user-id and password Saraswat Bank may, at its discretion, advise the User to adopt such other means of authentication including but not limited to digital certification and/ or smart cards.
The User shall not attempt or permit others to attempt accessing the Account information stored in the computers of Saraswat Bank or Affiliate through any means other than the Internet Banking.