Organisation : Canara Bank
Service Name : Empower App
Applicable For : Canara Bank Account Holders
Applicable States/UTs : All Over India
Website : http://www.canarabank.com/english/
Details Here : https://canarabank.com/canara.aspx
Empower App :
Canara Bank offers Unified Payment Interface (UPI) app named “empower”. This app empowers Canara Bank and other Bank customers to perform pay and collect transactions using a single mobile app.
Related : Canara Bank CanMobile Registration : www.statusin.in/34781.html
** Users can operate their multiple Bank accounts using this single app.
** Virtual Address can be set for each of your Bank accounts and can be used while collecting money from anyone.
** No need to expose your account number, IFSC, Mobile Number to anyone.
** This app can also be used to pay and settle bills.
Advantages :
** Real time 24×7 Fund Transfer
** No need to remember or share account details.
** Collect Money from others.
** Send Money using Virtual id, Account No + IFSC, Aadhar, Mobile Number + MMID.
** Add Multiple Bank Accounts in same application.
** It uses your Bank’s Mobile Banking MPIN.
** Multilingual language support.- English & Hindi.
** Coming Soon! – Other regional languages support, Merchant transactions like recharge.
Steps to register :
** Create your profile.
** Create Virtual Address for linked account. eg :abc [AT] cnrb ;123 [AT] cnrb
** Add/Link your Bank account.
** Register for Mobile Banking on-the-fly
** Set MPIN for selected account.
Support 24 X 7 :
Email id : upisupport [AT] canarabank.com
Toll Free Number : 1800-425-0018
Applicability of Terms and Conditions :
By using UPI Facility, the user thereby agrees to these Terms and Conditions form the contract between the User and Canara Bank. UPI facility shall be governed by such terms & conditions as amended by Canara Bank from time to time.
These terms and conditions and shall be in addition to and not in derogation of the Terms and Conditions relating to any account of the User and / or the respective product or the service provided by Canara Bank unless otherwise specifically stated.
General Business Rules Governing Unified Payment Interface (UPI) Facility :
The following Business rules will apply for UPI :
1) The facility will be available to users having satisfactorily running Savings/ Current/Overdraft account (at individual capacity) with the Bank.
2) UPI Facility shall be available to users who have registered for the facility as per the discretion of Banks, NPCI and RBI.
3) The daily upper ceiling per customer shall be Rs. 1,00,000/- for funds transfer.
4) Entering the wrong login password thrice will block the application.
5) Entering the wrong MPIN thrice will block the UPI facility for the day and three such consecutive blockages will de-activate the customer from the facility and the customer should re register for the facility as per the procedure laid down for the same.
Any change in the business rules of any of the processes will be notified on Bank’s website which will be construed as sufficient notice to the customer.
6) The Bank shall suspend the registration of any user if the facility has not been accessed by the user for 180 days or more.
7) Canara Bank shall endeavor to provide to the user through UPI Application, such services as it may decide from time to time. Canara Bank reserves the right to decide the type of services, which category of user shall be offered on each account type and may differ from category to category.
8) Canara Bank may also make additions /deletions to the services offered through UPI Application at its sole discretion.
9) Once a Virtual address is deleted by the user, the user will not be allowed to create the same virtual address for the next 2 years.
10) There will be no obligation on Canara Bank to support all the versions of existing Mobile Phone operating Systems and new versions of mobile phone Operating Systems as and when those are released.
Canara Bank can withdraw support to existing version of operating system without prior notice to users