Organisation : Punjab & Sind Bank
Service Name : Aadhaar Seeding
Applicable States/ UTs : All Over India
Applicable For : Punjab & Sind Bank Account Holders
Last Date : 31st December 2017
Home Page : https://punjabandsindbank.co.in/
Details Here : https://punjabandsindbank.co.in/
Download Form : https://www.statusin.in/uploads/35246-AadhaarSeedingForm.pdf
Aadhaar Seeding :
A fundamental building block for service delivery is the KYC (Know Your Customer) process, which establishes the identity of the resident, his address, and other basic information such as date of birth and gender.
Related / Similar Facility : Punjab & Sind Bank Grievances Redressal
Typically, this KYC information is combined with other information at the point of service delivery to determine eligibility – either for an Account Opening, a LPG connection, a scholarship, a loan, a social security pension, a mobile connection, etc.
The Aadhaar e-KYC Service provides an instant, electronic, non-repudiable proof of identity and proof of address along with date of birth and gender.
In addition, it also provides the resident’s mobile number and email address to the service provider, which helps further streamline the process of service delivery. E-KYC may be performed at an agent location using biometric authentication.
FAQs :
What is the e-KYC Service ?
Unique Identification Authority of India (UIDAI) offers the e-KYC Service, which enables a resident having an Aadhaar number to share their demographic information and photograph with a UIDAI partner organization in an online, secure, auditable manner with the residents consent.
How can I use e-KYC Service ?
Customer can avail the e-KYC Service to open Bank Account. For this, customer should visit Branch with his 12 digit Aadhaar Number provided by UIDAI.
Provide this Aadhaar Number to Branch Staff, branch staff shall enter the Aadhaar Number into E-KYC Application and capture customer’s fingerprint.
The E-KYC Application of Bank shall send the Aadhaar Number and fingerprint to UIDAI for verification. Once verified, E-KYC Certificate shall be generated by E-KYC Application. Sign this certificate and handover to Branch Staff.
What documents are required for E-KYC ?
Customer needs to provide only his/ her 12-digit Aadhaar Number to Branch Staff. No other documents are required. Customer should also provide his/ her fingerprint for E-KYC Services.
What is Aadhaar Number ?
Aadhaar is a 12 digit individual identification number issued by the Unique Identification Authority of India (UIDAI) on behalf of the Government of India.
Any individual, irrespective of age and gender, who is a resident in India and satisfies the verification process laid down by the UIDAI can enroll for Aadhaar.
What information is shared in the e-KYC Service ?
The Aadhaar holder’s demographic information i.e. Name, Address, Date of Birth, Gender, Phone & Email (where available) and Photograph which is currently available with the resident is shared via the e-KYC service.
Who can use the e-KYC service ?
The e-KYC Service is envisaged as a public benefit service. Any organization, authorized and approved by UIDAI to use this service can deploy the e-KYC service to serve its business interest.
UIDAI envisages, initially organisations such as Banks, Telecom, Financial Services etc who have a regulatory compliance to perform a KYC function will be the front runners in leveraging this service.