Status Check, Procedures, Facilities

Organization : Indian Bank
Facility :Apply for Arogya Raksha Group Health Insurance Policy

Home Page : https://www.indianbank.in/
Download here :https://www.statusin.in/uploads/4563-AR_Appln_Form.pdf

Arogya Raksha Group Health Insurance Policy :

Eligible :
** All A/c holders of Indian Bank

Related : Indian Bank Online Renewal Of Arogya Raksha Policy : www.statusin.in/5755.html

** Age Group Entry level 3 months to 65 years and renewal age is unlimited and with no medical check-up

Plans Offered :
** Plan A A/c holder+Spouse+2 dependent Children (1+3) – Age Group up to 35* years
** Plan B A/c holder+Spouse+2 dependent Children (1+3) – Age Group > 35* years
** Plan C A/c holder+Spouse+2 dependent Children + dependent Parents (1+5) – for Age Group >35* years

Type of Cover :
Mediclaim cover :
Floater policy for members of the family covered (i.e. A/c holder, Spouse, 2 *Children & *Parents )

Personal Accident Death Cover :
A/c holder – 100% of Mediclaim Sum Insured (SI), Spouse – 50% of Mediclaim SI and *Children – 25% each of Mediclaim SI subject to the total claim settlement not to exceed eligible/opted sum insured. Parents however not covered.

Nomination facility available
Sum Assured :
Rs.1 lakh to Rs.10 lakhs (subject to maximum of Rs.5 lakhs for Age >65 years). * Enhancement allowed only at the time of renewal up to the next higher slab only. (i.e.Rs.0.50 lakh per year up to Rs.5 lakhs SI and Rs.1 lakh per year from Rs.6 lakhs to Rs.10 lakhs SI respectively)

Premium :
Please visit our Bank’s Home Page/Net Banking Arogya Raksha Site or contact nearest Indian Bank branch

Waiting Period :
Waiting period of 30 days in the First year for Coverage (except for accident).

Cashless Treatment Available :
Yes, subject to certain conditions and only at the Network Hospitals administered thru TPAs

Renewal :
** Renewal allowed on Annual basis with 15 days of Grace Period from the date of expiry of policy.
** Portability allowed subject to customer submitting the copy of previous policy and No Claim Certificate from the existing TPA so as to avoid any delay in the settlement of claim at a later date.
Tax Benefit U/s 80 D.

Maternity Expenses :
** Available at no additional cost after initial waiting period of 9 months & for first two children only
** Covering for pre-existing diseases All Pre-existing diseases to get coverage after 48 months of continuous coverage of such insured person
** Loyalty Incentive Insured shall be entitled for a Free Medical Checkup to be carried out by the companies approved by TPAs after THREE claim free completed policy years at a cost not exceeding 1% of average sum insured for the last continuous Three Years of Arogya Raksha policy / any health policy issued by United India Ins.Co.Ltd

Reimbursement of Expenses :
Nepal & Bhutan in INR For treatment while the insured is away at these places either on holiday or business purposes. Cashless facility however is not offered under this extension

About Us :
To be a Competitive and Strong Bank with commitment to excellence and focus on adding value to customers, share holders and employees with adherence to best practices and core institutional values shared throughout the organisation

The Bank’s mission is “To be a Common Man’s Bank” – to provide all financial products and Services :
** Under one roof
** At affordable cost
** In a fair and transparent manner to all our customers.