Status Check, Procedures, Facilities

Organization : Tamilnad Mercantile Bank Ltd
Facility : Mobile/ SMS Banking

Home Page :http://www.tmb.in/mobile_sms_banking/our_latest_mobile_sms_banking_services.html
Download here :https://www.statusin.in/uploads/4587-smsbank.pdf

Mobile/ SMS Banking

The bank is ushering in to the new area of technology. We are delighted to introduce SMS Banking to all our customers. Presently SMS Alert facility is free to the customers.

Related : TMB Online Bill Payment & Equity Trading : www.statusin.in/4582.html

M-Banking :
TMB recently introduced M-Banking which is different from Mobile SMS Banking. Click Know more about M-Banking to learn about the services offered under M-Banking.

The eligible Push Alert services are as follows :
** To send an alert when the account balance goes above the maximum balance specified by the customers.
** To send an alert when the transaction amount debited is Rs. 10,000 and above or the amount specified by the customer, whichever is higher.
** To send an alert when a cheque is bounced.
** The send an alert when the outstation cheque is realized.
** To send an alert when a cheque deposited by the customer gets returned un paid.
** To send the end of day balance of the specified account given by the customer (CA / OD / CC).
** To send reminding alert seven days before the maturity of the term deposit accounts (Amount may not be mentioned).
** To send reminding alert seven days before the installment due date for the loan accounts (Amount may not be mentioned).

Eligible customers :
** Any customer (resident / non-resident) who has a SB / CA / CC / OD account (in his individual capacity) in our bank is eligible for this service. The customer can also include his joint account even if the mode of operation is “Either or Survivor” or “Former or Survivor”. In the former case, all the joint account holders have to sign the registration form and the alerts will be sent to their registered Mobile number and in the latter case, the all the account holders have to sign the registration form and the alerts will be sent to the former’s mobile number only.
** SMS Banking facilities are also offered to the Karta (HUF), Partnership as well as Limited Company account holders also who are maintaining Current / Overdraft / Cash Credit accounts with the below mentioned Conditions :.
** In case of partnership accounts, signature of all the partners has to be obtained in the Customer Registration Form. And a declaration as per the Annexure – I (Format : MS Word “DOC” File) is to be obtained.

Registration Process :
Customers have to submit the application form (as enclosed in the annexure) by giving their mobile number, account number and alert details. The customer has the option to choose or not to choose the different alerts available.

Security features :
Customer will receive the alerts only in the mobile number, which he has registered with our bank. Moreover the sensitive information such as account number is not sent as a whole. But only the last six digits and account type will be sent to the customer.