Organisation : Karnataka State Unorganized Workers Social Security Board
Scheme Name : Karnataka State Gig Workers Insurance Scheme
Applicable For : Gig Workers
Applicable State/UT : Karnataka
Website : https://ksuwssb.karnataka.gov.in/english
What is Karnataka State Gig Workers Insurance Scheme?
The Karnataka State Gig Workers Insurance Scheme is a program that provides health and accidental death insurance to gig workers in the state.
Related / Similar Scheme : KSUWSSB Karnataka Accident & Education Benefit Scheme
Features of Karnataka State Gig Workers Insurance Scheme
** Insurance benefit for gig workers working in the state of Karnataka for the first time in the country.
** All eligible gig workers will be registered on the Sevasindhu Portal. (For registration click here)
** Insurance benefit available for on duty as well as off duty accidents.
** This benefit is completely free and need not to pay any
Eligibility of Karnataka State Gig Workers Insurance Scheme
Workers Eligible for Registration:
Food delivery boys of Swiggy, Zomato etc., and all unorganised gig workers engaged in delivery profession with e-commerce establishments such as Amazon, Flipkart, Porter, Pharmacy, Blinkit, Zepto, Big Basket, Domino’s, etc.
Criteria for Registration:
** 18 to 60 years of age.
** Should not be an income tax payer.
** Should not be a beneficiary of EPF and ESI.
** Engaged as gig worker (Delivery person) in Karnataka only.
Benefits of Karnataka State Gig Workers Insurance Scheme
** In case of accidental death- Rs.4.00 lakh inclusive of Accidental Insurance of Rs.2.00 lakh and Life Insurance of Rs.2.00. lakhs.
** In case of permanent disability due to accident – upto Rs.2.00 lakhs.
** Reimbursement of hospital expenses for accident cases – upto Rs.1.00 lakhs.
** Life insurance Rs.2.00 lakhs.
Documents Required For Karnataka State Gig Workers Insurance Scheme
** Aadhaar Number
** Identity Card/Pay slip/Bank Statement issued by establishments.
** E-Shram Registration Number (If not, has to register in eshram.gov.in and obtain registration card). (for eShram registration process click here).
For more Details, Contact:
Labour Helpline 155214 (24X7), Offices of the Labour Officer, Senior Labour Inspector/ Labour Inspector, Labour Department.
Exclusions:
** Death by suicide.
** Death while under the influence of drugs or alcohol.
** Death caused by intentional harm to others or due to mental instability.
About KSUWSSB :
It is estimated that most working population of the country belongs to the unorganized sector and they are deprived of the facilities available under law. To improve their living conditions by providing social security, the Government of India has enacted the Unorganised Workers’ Social Security Act, 2008. The State Government has framed the Unorganized Workers Social Security (Karnataka) Rules, 2009 and constituted the Karnataka State Unorganized Workers’ Social Security Board during the year 2009.