Organization : IDBI Bank Ltd
Facility :Check Bank Account Balance Via SMS
Home Page :http://www.idbi.com/sms-banking.asp
SMS Banking :
IDBI Bank’s SMS Banking facility is available to all the customers who maintain Savings, Current Accounts or Fixed Deposits with IDBI, at no extra cost (However, the service provider may charge some nominal charges.
Related : IDBI Bank PayApt Service : www.statusin.in/23008.html
Some of the service providers provide this facility as a complementary service). SMS can be enabled without any additional device. For sending SMS messages, speech SIM card would suffice.
Basic Requirement :
** Get the phone enabled for SMS service from your service provider
** Set the SMSC message Centre Number on the mobile phone once your operator provides this number
** Register yourself as a user with any of your nearest IDBI bank branch.
** While using SMS Banking service using SMS, a user has to give a request as a short message through a mobile phone. The short message should be in a particular format. The message has to be sent to 9820346920 or 9821043718. After the message is sent, within few seconds, the user will receive a response on his or her mobile phone as a short message.
** Know your options in SMS based SMS banking services – From IDBI*
** Input specifications for SMS Banking through SMS (User Guide ‘SMS Service’)
Business Request :
Balance enquiry :
BAL CUSTOMERID PIN [ACCOUNT NUMBER]
Example :
Bal 400001 aaaaa
(All fields would be separated by spaces)
Account number is optional. By default, information is available for primary account number.
Fixed deposits enquiry :
FD CUSTOMERID PIN [ACCOUNT NUMBER]
Example :
Fd 400001 aaaaa
(All fields would be separated by spaces). Account no is optional.
Last 3 Transactions :
TXN CUSTOMERID PIN [ACCOUNT NUMBER]
Example :
txn 400001 aaaaa
(All fields would be separated by spaces). Account number is optional.
Cheque Payment Status (to ascertain whether the cheque is paid or not) :
CPS CUSTOMERID PIN CHEQUE NUMBER [ACCOUNT NUMBER]
Example :
Cps 400001 aaaaa
(All fields would be separated by spaces). Account number is optional.
Request for cheque book :
CBR CUSTOMERID PIN NUMBER OF LEAVES P/M [ACCOUNT NUMBER]
Example :
Cbr 400001 aaaaa 30 P – (By Person / By Mail)
(All fields would be separated by spaces). Account number is optional.
Request for statement one can u.se this :
reference number to check the status of the request any time. The bank mails the statement of account.
STM CUSTOMERID PIN FROM-DATE-TO-DATE [ACCOUNT NUMBER]
(All fields would be separated by spaces)
From date MMYY
To date MMYY
Account number is optional.
Example :
Stm 400001 aaaaa 0899 1200
Change of PIN :
CPN CUSTOMERID OLDPIN NEWPIN
(All fields would be separated by spaces).
Example :
Cpn 400001 aaaaa bbbbb
Demat Enquiry :
Free balance Holdings (Passing the customer ID) :
DB CUSTOMERID PIN
STARTS WITH [DPM CLIENT ID]
Example :
db 400707 aaaaa ba 10017028
Last two Transactions :
DT CUSTOMERID PIN
Example :
DT 400707 aaaaa 10017028
Bill Payment :
Pending Bills :
GETBILL CUSTOMERID PIN [PAYEEID]
(All fields would be separated by spaces).
Bill ID :
Biller Name :
Bill Date :
Amount :
Due Date :
Example :
IDBI Bank GETBILL
Bill ID :1278
Biller Name : Life Insurance Corporation of India
Bill Date 04/12/2002
Amount 11,000.00
Due Date 22/02/2003
Pay Bill :
PAYBILL CUSTOMERID PIN BILLID
(All fields would be separated by spaces).
Success or failure message.
Example :
IDBI Ltd
PAYBILL
Bill No :1281 of MTNL Delhi for Rs 993.00 has been sucessfully paid.Your Payment ID is 0000003496.
Registered Billers :
MYBILLERS CUSTOMERID PIN
(All fields would be separated by spaces).
Payee ID
Payee Nick Name
Example :
IDBI Ltd.
MYBILLERS
Payee Id
20
Biller Name
MTNL Delhi
Payee ID
25
Biller Name
Change Primary Account :
CPA CUSTOMERID PIN ACCOUNT NUMBER
(All fields would be separated by spaces).
Here, the account number is a must.
Example :
Cpa 400429 aaaaa 0131040042900
Note :
*In most of the messages the account number field is optional. If the account number is not provided in the message, the request would be applicable for the primary account as mentioned in the SMS Banking registration form. The customer can modify the primary account by using the ‘change primary account’ option.