Organisation : State Bank of India
Service Name :Mobile Banking
Country : India
Website : https://www.sbi.co.in/
Mobile Banking:
State Bank FreedoM Your Mobile Your Bank:
Away from home, balance enquiries can be made and/or money sent to the loved ones or bills can be paid anytime 24×7!!! That is what State Bank FreedoM offers -convenient, simple, secure, anytime and anywhere banking.
1. Mobile Banking Service over Application/ Wireless Application Protocol (WAP):
The service is available on java enabled /Android mobile phones (with or without GPRS) /i-phones where the user is required to download the application on to the mobile handset. The service can also be availed via WAP on all phones (java/non java) with GPRS connection.
The following functionalities are available:
** Funds transfer (within and outside the bank)
** Immediate Payment Services (IMPS): Click here for details.
** Enquiry services (Balance enquiry/ Mini statement)
** Cheque book request
** Demat Enquiry Service
** Bill Payment (Utility bills, credit cards, Insurance premium), Donations, Subscriptions
** Mobile /DTH Top up
** M Commerce (Merchant payments, SBI life insurance premium)
Business Rules:
** All Current/ Savings Bank Account holders in P segment and Current accountholders in SME segment are eligible.
** Transaction limit per customer per day is Rs.50,000/- with a calendar month limit of Rs.2,50,000/-
** All customers can avail the Service irrespective of their telecom service provider.
** The Service is free of charge. SMS/GPRS cost will be borne by the customer.
2. Mobile Banking Service over SMS:
The service is available on all phones. You can send keywords as SMS to 9223440000. Click here for the list of keywords. Ordinary SMS charges are applicable.
The following functionalities are available:
** Enquiry Services (Balance Enquiry/Mini Statement)
** Prepaid Mobile / MobiCash wallet Top up
** DTH Recharge
** IMPS Fund transfer – (Mobile number & MMID and Account Number & IFS Code)
** Change MPIN
** IMPS Merchant payments
Business Rules:
** All Current/ Savings Bank Account holders in P segment and Current accountholders in SME segment are eligible.
** Transaction limit per customer per day is Rs.1,000/- with a calendar month limit of Rs.5,000/- . However, customers desiring to transact up to Rs.5000/- per day or Rs25,000/- per month may do so after obtaining an One Time Password (OTP)
** Service available over all telecom service providers.
** The Service is free of charge. SMS cost will be borne by the customer.
** As a precaution, Customers are requested to delete all the messages sent to the number 9223440000, once the response for their request has been received.
3. Mobile Banking Service over USSD (Unstructured Supplementary Service Data):
The service is available on all phones except CDMA phones. Downloading of application is not required. Subscribers have to dial *595# to avail the service.
The following functionalities are available:
** Enquiry Services (Balance Enquiry/Mini Statement)
** Mobile Top up
** Funds Transfer (within Bank)
Business Rules
** All Current/ Savings Bank Account holders in P segment and Current accountholders in SME segment are eligible.
** Transaction limit per customer per day is Rs.1,000/- with a calendar month limit of Rs.5,000/-
** The Service is available for subscribers of select telecom operators only.
** The Service is free of charge. USSD session charges will be borne by the customer.
** The service is session based and requires a response from the user within a reasonable time.
Security Tips:
** Maintain secrecy of MPIN
** Download authorised mobile banking software from www.sbi.co.in
** Ensure privacy when entering MPIN
** Lock mobile with password when not in use
** Logout from mobile banking application after the transaction is over
** Deregister from mobile banking service immediately, if mobile / SIM is lost
** Do not disclose user ID, MPIN, account/customer number etc. to others
** Do not click on links in emails/SMS to access your account