Status Check, Procedures, Facilities

Name of the Organisation :National Trust
Type of Facility : Niramaya Health Insurance Scheme New Enrolment

Home Page : niramayascheme.com
Enrolment : niramayascheme.com

NIRAMAYA – Health Insurance Scheme New Enrolment :

A Health Insurance Scheme for the welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities.

Related : National Trust Niramaya Health Insurance Scheme Renewal : www.statusin.in/908.html

Procedure :
** Enter Your User Name & Password
** Click Login

Objective
In order to enable and empower persons with disability to live as independently and as fully as possible, health services and their access to persons with disabilities assume a very significant role. In this context, the health insurance facility becomes important but presently such products are not easily available for persons with disabilities. In such a situation, a health insurance scheme “Niramaya” is conceived with the following objectives.
** To provide affordable Health Insurance to persons with Autism, Cerebral Palsy, Mental Retardation & Multiple Disabilities.
** To encourage health services seeking behaviour among persons with disability.
** To improve the general health condition & quality of life of persons with disability.
** Implementation
** The entire scheme will be implemented through an Insurance company & monitored by the National Trust.

Scheme & its coverage
** The scheme envisages delivering comprehensive cover which will —
** Have a single premium across age band.
** Provide same coverage irrespective of the type of disability covered under the National Trust Act.
** Insurance cover upto Rs.1.0 lakh per covered beneficiary.
** All persons with developmental disabilities covered under National Trust Act, will be eligible and those enrolling with National Trust would be included and there will be no ‘selection’.
** The scheme will be available in the entire country except in Jammu & Kashmir.
** The scheme further envisages that there shall be
** No exclusion of Pre-existing condition

Enrolment of Beneficiaries, through registered organisations) :
Any eligible person can apply for enrolment under the Scheme through the nearest organization registered with the National Trust or to any other agencies specially entrusted in this regard by the National Trust. Registered organizations with National Trust should send Enrolment Form/Applications under Niramaya

Enrolment / Renewal Fee under Niramaya :
** Enrolment fee under the Scheme can be paid either by DD/ NEFT or cash only (not by Cheque) in National Trust (Niramaya) account.
** The premium for all categories is Rs.250.00 now, irrespective of income group. Hence now onwards the proof of income for BPL category beneficiaries, the BPL card of verification from RO is must.
** The enrolment & renewals can be done throughout the year now. The E-card will be issued in the next month of the enrolment/renewal. All such policies issued will be valid till March of the next year. The premium will be based on the prorate basis as per the below table :-