Axis Bank Apply for Credit Card

Organisation : Axis Bank
Facility : Apply for Credit Card
Apply here : https://creditcards.axisbank.com/credit-card.html?WT.mc_id=HmePage_CC_Main_Menu
Home Page : http://www.axisbank.com/personal/cards/credit-cards/credit-cards.aspx

Axis Bank Credit Card

Apply for an Axis Bank credit card to enjoy unmatched privileges. An Axis Bank credit card promises tons of deals and discounts.

Related / Similar Service :
Axis Bank Check Credit Card Statement

You can get dining offers, discounts on movie tickets, exclusive access to airport lounges, fuel surcharge waiver, vouchers and cashbacks. With an Axis Bank Credit card, you are certain to feel privileged.

Choose from a wide range of credit cards according to your requirements. You also get an instant entry into the Axis Bank rewards program, Edge Loyalty Rewards Program. So every time you spend, you earn. Apply for an Axis Bank credit card now and enjoy a world of benefits.

What is a CHIP and PIN enabled Credit Card?
Traditionally, Cards store and transact data using a magnetic stripe only, which is located at the rear side of your Card. A CHIP and PIN enabled Credit Card is a more evolved version and is additionally equipped with an embedded CHIP that is capable of storing and transacting data in an encrypted format. A pin is encrypted on the chip which is only known to the card holder.

Why do I need a CHIP and PIN enabled Credit Card?
The CHIP present in your Card makes it far more reliable and secure, as compared to the traditional magnetic stripe Cards. By storing data in a tamper-proof encrypted format, the CHIP protects your Card against security threats such as Skimming or Counterfeiting, thereby offering the highest level of security for your Card.

Also, domestic & international purchase transactions made at retail outlets using your Card, also known as Point of Sale (PoS) transactions, are usually validated solely by signing on the charge slip. However, the PIN feature on your Card enables you to additionally validate/authorize all your PoS transactions by entering your Card’s ATM PIN as well, making them more secure

Why does my new CHIP and PIN enabled Credit Card still have a magnetic stripe at the back?
Merchants require payment terminals to be equipped with PIN authentication support to facilitate payments through your new CHIP and PIN enabled Credit Card. While many merchants are equipping their sales counters with PIN authentication enabled POS terminals, there are some merchants who do not have such terminals yet.

You can, however, still make payments at these merchant outlets using the magnetic stripe in your Card. Besides, you will also require the magnetic stripe in your Card for all your ATM transactions.

I understand CHIP and PIN enabled Credit Cards offer me the highest level of security. But how do I use it?
Just like a magnetic stripe Card, your CHIP and PIN enabled Credit Card too can be used at the merchant’s payment terminals directly. Instead of swiping the Card, merchants will now have to “Dip” your Card into a CHIP reader slot, as demonstrated in the info graphic below. Accordingly, paying through your CHIP and PIN enabled Credit Card will now be a 3-step process:

Do I need to enter my Credit Card ATM PIN for all purchase transactions?
Although implementation of the PIN security feature will begin by October, it is expected to happen in a phased manner. Therefore, you may be prompted to enter your ATM PIN only at some terminals.

But on all the terminals where you are prompted for a PIN, it is mandatory for you to enter your ATM PIN. If you fail to do so, your transaction will be declined by the bank.