J&K Bank Mobile Banking Registration/Deregistration Form

Organisation : J&K Bank
Facility : Mobile Banking Registration/Deregistration/Re-registration Form

Registration Form : https://www.statusin.in/uploads/19302-MBanking.pdf
Website : https://www.jkbank.net

Mobile Banking Registration :

Availability :
The facility shall be available to all the mobile subscribers. The facility shall be available through GPRS as well as SMS channel.

Related / Similar Service : J&K Bank Mobile Banking Online Registration

Mobile Phone Compatibility :
The mobile banking application is compatible for JAVA, Android, Blackberry, iPhone and Windows phones with GPRS facility as of now. Windows 7 onwards users can use the WAP version.

Services Offered :
The following services shall be initially available through Mobile Banking:
** Balance Inquiry
** Mini Statement
** Fund Transfer (within bank )
** Cheque Status Inquiry
** Cheque Stop Request
** IMPS (for inter bank funds transfer)

Business Rules :
** The facility shall be available only for Saving and Current accounts.
** Transaction limit per customer per day is Rs.50,000/- with a calendar month limit of Rs.2,50,000/- for GPRS/WAP channels
** Transaction limit per customer per day is Rs.1000/- with a calendar month limit of Rs.5000/- for SMS channel
** All customers can avail the Service irrespective of their telecom service provider.
** The Service is free of charge as of now. SMS/GPRS cost will be borne by the customer.

Registration Process :
Any customer wishing to avail the Mobile Banking facility shall have to undergo a document based registration process.
** The customer shall personally visit any branch where his/her account is maintained and register for Mobile Banking by submitting a duly filled Registration Form.
** Fill in all the prerequisite details in the form like name, address, phone no, account number, email_id etc.Currently the facility is available for Saving & Current accounts only.
** The customer shall be requested to read all the terms and conditions of Mobile Banking registration and accept the same before requesting for the facility.

** The account, located at the branch where the customer submits his registration form, shall be designated as the Primary Account of the customer.

The customer shall have the option of linking a maximum number of 4 additional accounts maintained by him at any of the Business Units of the Bank, thus enabling him/her to operate all of them through Mobile Banking using the same User_ID and Password (or MPIN).

** The customer after filling in the registration form completely shall submit it to the Business Unit for processing

** After ensuring KYC compliance, the concerned branch will start the registration process &at the end of which Mobile Banking Credentials (UserID&MPin) will be automatically sent to the customer via SMS.
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About Us :
J&K Bank functions as a universal bank in Jammu & Kashmir and as a specialised bank in the rest of the country. It is also the only private sector bank designated as RBI’s agent for banking business, and carries out the banking business of the Central Government, besides collecting central taxes for CBDT.

J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home state which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins.