IMA Kerala Health Scheme : Indian Medical Association

Organization : Indian Medical Association
Service Name : IMA Kerala Health Scheme
Applicable State: Kerala

Website : http://www.imakerala.com/Home/Scheme
Application Form : https://www.statusin.in/uploads/20403-Attachment1.pdf

IMA Kerala Health Scheme:

The Scheme shall be known as ”IMA KERALA HEALTH SCHEME (IMA KHS)

Related : IMA Kerala Professional Protection Scheme : www.statusin.in/20394.html

Aims and Objects of the Scheme
To provide financial assistance to the members and his/her spouse, children and parents on the unfortunate events of hospitalization for diagnosis, management of the following diseases.

a) Coronary Heart Disease : Angioplasty, by-pass surgery & valvular heart diseases surgery.
b) Kidney failure : Hemodialysis, Renal Transplant
c) All malignant Diseases.
d) Management of brain Tumors
e) Joint Replacement: Surgery for knee and hip joints and major surgeries.
f) Spinal Stenosis and disc surgery
g) Cerebrovascular accidents.
h) Road Traffic accident and other accidents.
i) Other major illnesses requiring Hospitalisation approved by the scrutinizing committee.

Beneficiaries:
** Benefits of the Scheme shall be available only to the member and his/her spouse, children and parents, if the member has paid the membership subscriptions of his/her spouse, children and parents.
** In the event of death of the member, the spouse, children and parents, if desires can continue as a beneficiary member of the scheme provided the member was a Life Member of IMA.
** However such a beneficiary member shall not have any right to attend or vote in the general body meeting of scheme and shall not have any right to vote or contest for any post.

Eligibility of the Members:
a) Up to 30th November 2006 (First six months) any member of IMA of any age is eligible to become a member of scheme. He/she is considered as Founder Member.
b) After 30.11.2006 any member of IMA up to the age of 80 years at the time of joining is eligible to become member of the scheme.
c) The age will be calculated on the date of receipt of draft/cheque subject to its encashment.

Admission Fees:

Any member of IMA KSB willing to become a member of the scheme shall be enrolled on payment of admission fees as per scale below.

For member :
a) Below age of 35 years Rs. 750.00
b) Below age of 45 years Rs. 1250.00

But above 35 years
c) Below age of 55,But above 45 years Rs. 1750.00
d) Below 60 years but above 55 years Rs. 5000.00
e) Below 65 years but above 60 years Rs. 6000.00
f) Below 70 years but above 65 years Rs. 7000.00
g) Below 75 years but above 70 years Rs. 8000.00
h) Below 80 years but above 75 years Rs. 10000.00

Advance Financial Assistance Contribution (AFAC):
** Every member/spouse member who have joined below 55 years shall have to pay initially and yearly Rs. 2600/- as advance financial assistance contribution along with the admission fees and annual membership fees of Rs.100/-.
** Every child member shall have to pay initially Rs. 2100 as advance financial assistance contribution.
** Members below 60 years but above 55 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs. 5000/- per year
** Members below 65 years but above 60 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs. 7000/- per year.
** Members below 70 years but above 65 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs. 8000/- per year.
** Members below 80 years but above 70 years, who join the scheme above the age of 55 years, shall contribute AFAC of Rs.10000/- per year.

Annual Member Subscription:
Every member/beneficiary member of the Scheme shall pay Rs.100/- each as annual membership subscription Member shall submit their application in the prescribed application form along with their admission fees, membership fees and advance financial assistance contribution drawn in favour of “IMA Kerala Health Scheme” by A/c. payee draft or local cheque payable at Head Office at Secretary’s office place with endorsement by Local Branch Secretary. No cash or money order will be accepted.