nainitalbank.co.in Mobile Banking : Nainital Bank

Organization : Nainital Bank
Scheme Name : Mobile Banking
Country: India

Mobile Banking : http://www.nainitalbank.co.in/english/Mobile_Banking.aspx
Home Page : http://www.nainitalbank.co.in/English/Home.aspx

Mobile Banking :

IMPS :
** It is another innovative utility by Nainital Bank for the techno savvy customers.
** An ordinary mobile phone can make your banking experience more friendly and enjoyable by letting you stay connected with your account at any time.

Related : Nainital Bank Rural / Agricultural Banking : www.statusin.in/21470.html

** Mobile Banking is independent of the handset model and you can avail this facility from most of the service providers (GSM/CDMA).
** All that you have to do is to enter simple text messages for operating Mobile Banking.

Now you can send/receive money using mobile number and an additional 7 digit MMID number.
The benefits are multiple :
** No need to register the payee/beneficiary.
** Transfer of funds is real time i.e. the credit will hit beneficiary’s account almost instantaneously.

** Only Mobile Banking customers can remit money under IMPS.
** However, all customers can receive funds in their accounts using this Service.
** If you wish to receive funds through IMPS, please register your mobile number with the Bank and get 7 digits MMID.
** For receiving remittance, you will share your mobile number and MMID with the person sending money (remitter).

Key Benefits and Features :
IMPS offer an instant, 24X7, interbank electronic fund transfer service through mobile phones. IMPS facilitate customers to use mobile instruments as a channel for accessing their bank accounts and put high interbank fund transfers in a secured manner with immediate confirmation features.

Mobile Banking Keywords :
Mobile Number for Sending message: 9219510023 (Send a message to 9219510023 for respective transaction using the following keywords)

Transaction Keyword :
Non Financial Transaction :
Know your MMID:
MMID< Account Number >
Example: MMID 0017234 Where: 0017234 – Account Number

Cancel MMID
CANCELMMID < Account Number>
Example: CANCELMMID 0017234 Where: 0017234 – Account Number

Generate MPIN
GMPIN <16 digit of Account Number>

*Validation data: Combination of 4 numeric digit of PAN number and 8 digit of DOB
Example: if PAN Number is ABHPL1967B and Date of Birth (DOB) is 27.12.1982 than validation data will be 196727121982

Example: GMPIN 9184001 XXXXXXXXXXXX7234 196727121982 1234
Where: 9184001- MMID, XXXXXXXXXXXX7234- 16 digit Account number, 196727121982- Validation data, 1234 – New MPIN

Mini statement-IMPS
ST
Example: ST 0017234 where 0017234- Account Number

Transaction Inquiry – IMPS
INQ
Example: INQ 323111000561 Where 323111000561- Ref No

Balance Inquiry
BAL
Example: BAL 0017234 where 0017234- Account Number

Mini statement-CBS
MINI
Example: MINI 0017234 where 0017234- Account Number

Financial Transaction :
P2P (Person to Person)
IMPS< beneficiary mobile no >< Beneficiary MMID >< Transaction amount >

Example: IMPS 9410952051 9002002 2500.00 1234 111 001 abc
Where: 9410952051- beneficiary mobile no, 9002002- Beneficiary MMID,25000.00-Transaction Amount, 1234- Remitter MPIN, 111- Last 3 digit of Remitter MMID , abc- Remark
P2A (Person to Account)

IMPS< Beneficiary Account No >< Beneficiary IFSC>< Transaction amount >

Example: IMPS 11806104498 SBIN0002974 10 2500.00 1234 111 abc

Where: 11806104498- Beneficiary Account No , SBIN0002974- Beneficiary IFSC
10- Account type, 25000.00- Transaction Amount, 1234- MPIN 111- Last 3 digit of
Remitter MMID, abc- Remark
*Account Type for Saving- 10, for Current-11, for Overdraft- 12, for Cash Credit-13 & for Loan-14

Mobile Banking Help Desk Number & E-mail ID :
Mobile Banking Help Desk TOLL FREE no : 1800- 180 – 4031
Mobile Banking Help Desk Land Line no : 05946 – 250152
Mobile Banking Help Desk E-mail id : mbshelpdesk@nainitalbank.co.in

NUUP Service:
** The Nainital Bank provide an innovative payment service from NPCI, that can be accessed by dialing *99*80# from any basic or smart phone. Youcan avail this service by dialing *99*80#, a “Common number across all Telecom Service Providers (TSPs)” on their mobile phone and transact through an interactive menu displayed on the mobile screen. This service supports both Financial & Non-financial transactions.
** Using this service you can avail the services of fund transfer, mini statement and balance enquiry.
** The *99# service is currently offered by 50 leading banks & all GSM service providers and can be accessed in 12 different languages including Hindi & English. The mobile banking customers can remit money under NUUP. However, all customers can receive funds in their accounts using this service.

Key Benefits :
** Available 365 days, 24*7 (Including Bank holidays and weekends)
** A common number *99*80# across all telecom providers.
** Real time money transfer.

Key Features :
** No downloading applications or software required.
** No internet required, works on voice connectivity.
** Works across all GSM handset.
** Available in multiple language
This facilitate customers to use mobile instruments as a channel for accessing their bank accounts and put high interbank fund transfers in a secured manner with immediate confirmation features.

NUUP Keywords:
It is string based dialing which will allow Bank’s customers to perform the specific transaction directly.
Customers can dial the following strings for availing financial and non-financial transactions under *99*80# service
*99*80*1# for Balance Inquiry
*99*80*2# for Mini Statement
*99*80*3# for Fund Transfer – Using Mobile Number & MMID
*99*80*4# for Fund Transfer – Using Account No. & IFSC
*99*80*6# for Know MMID

NUUP Help Desk Number & E-mail ID :
NUUP Help Desk TOLL FREE no : 1800-180-4031
NUUP Banking Help Desk Land Line no : 05946 – 250152
NUUP Banking Help Desk E-mail id : mbshelpdesk@nainitalbank.co.in