bhamashah.rajasthan.gov.in Bhamashah Yojana Citizen Registration

Organisation : Government of Rajasthan
Scheme Name : Bhamashah Yojana Citizen Registration
Home Page : http://bhamashah.rajasthan.gov.in/content/raj/bhamashah/en/home.html#
Register Here : 164.100.222.168:8080/bhamashahmain/citizenRegistration

Bhamashah Yojana Citizen Registration :

With the objectives of financial inclusion and to empower the women of the State, Bhamashah Scheme was launched in 2008, wherein, around 50 lakh ladies were enrolled and 29 lakh accounts were opened.

Bhamashah Scheme, an end-to-end service delivery platform to transfer cash and non-cash benefits to the targeted beneficiaries in a transparent manner, was relaunched in the year 2014 with broader objectives.

The Scheme is a family-based programme of nancial inclusion, where each family is issued a ‘Bhamashah Card’. The Card is linked to a bank account that is in the name of lady of the house who is the head of the family.

The card leverages bio-metric identification and core banking. Multiple cash benets would be accessed through the Bhamashah Card and will be directly transferred to bank accounts of the beneficiaries. Non-cash benets would be given directly to entitled beneficiaries.

It is one of its kind scheme where all benets—cash and non-cash, e.g. services of Public Distribution System (PDS), Education Scholarships, payments under MNREGA and Social Security Pensions, benet of other Schemes like Distribution of Scooties to Students, Indira Awas Yojana, CM BPL House, Janani Surakha Yojana, Unemployment Allowance, Skill Training, other individual beneciary schemes and many other services will be routed through Bhamashah Scheme.

Under the Scheme, the family is being mapped correctly and single unique data set for the residents of the State is being made. Thus, duplication is checked.

All demographics and socio-economic parameters have been included to work out entitlement under various government schemes.

Therefore, the Scheme will eventually cover beneciaries at all levels across the State. Bhamashah Scheme leverages bank accounts opened under Pradhan Mantri Jan Dhan Yojana for achieving Financial Inclusion.

The Bhamashah platform does not limit the nancial inclusion to mere opening of bank accounts, but simultaneously ensures door step delivery of banking services through Business Correspondents (BCs) of the banks and Micro ATMs, being established at all the panchayats.

Further, various mobile payment gateways have been integrated with the Bhamashah platform, thereby making service delivery through JAM (Jan Dhan; Aadhaar; Mobile) trinity a reality in the State.

Benefits of the Scheme :
** Ensuring empowerment of women
** Financial inclusion for all sections of the society
** End-to-end service delivery platform for cash and non-cash benets with complete transparency and real-time delivery

** Closer-to-home banking services to citizens
** A unied platform for a large number of schemes
** Includes both family and individual beneciary schemes

Enrolment Process :
The Bhamashah enrolment software has been developed to work both in offline as well as in online mode. State Government has facilitated enrolment near the door steps of the residents so that more and more residents are enrolled under the scheme.

For offline enrolment, camps were organised in each Gram Panchayat in rural area and in each ward in urban area. For online enrolment, various Points-of-Services can be used by the resident.

Any resident of the State can also apply online for Bhamashah enrolment through the Bhamashah Portal.
The enrolment software also has features for updation of details like
** New birth in the family
** Marriage of an individual
** Death of a family member

** Change in address of resident
** Change in any of the detail like bank account number
** Correction in detail fed by operator

Resident with Aadhaar Number :
** Resident with Aadhaar identication number is provided with enrolment form with pre-populated data already available with the State.

** The resident is required to ll the empty elds in the form.
** The details provided by resident are fed into the software.
** The form also contains details of grouping individuals into families.

Resident without Aadhaar Number :
** If an individual does not have an Aadhaar number, facility for Aadhaar registration is available at selected eMitra kiosks.

** Photograph & biometric detail is captured for such individuals.
** Provision for correction of existing data is also available at the eMitra kiosks.

Bhamashah Card :
The Bhamashah Card, with its ‘Ultra Smart’ features provides multi-dimensional benefits to the cardholder. With an entire back-end solution mapped with the card number the card truly empowers the cardholder, ensuring inclusion to the best possibilities.

The card is the perfect combination of ‘e’ and ‘Governance’ ensuring the envisaged eGovernance. As the card relies on back-end data set encompassing complete entitlement prole, neither there is a storage limitation as in case of chip or magnetic strip-based cards nor is there a requirement of updating prole on the card-based storage.

Thus the entire control can be managed from central servers.