IDBI Bank PayApt Service : idbi.com

Organisation : IDBI Bank
Facility : PayApt Service
Web Site : http://www.idbi.com/payapt.asp

PayApt Service :

“PayApt” enables you to make “one click payment” directly from your smart phone. It comes with a host of features which allow you to go cashless for your day to day transactions.

Related : IDBI Bank Toll Free Banking Balance Enquiry : www.statusin.in/21084.html

Some of the features of PayApt are highlighted below
Mobile Recharge / Bill Payment :
Pay your mobile bills and recharge your mobile/ DTH/Data card instantly in one click.
Person to Merchant (P2M) Payments :
Make payments to PayApt merchants using latest QR Code technology.

Shop Online :
Use PayApt to buy groceries, book bus tickets, gifting and much more.
Pay with mVISA :
Experience Scan & pay transactions at merchants accepting ‘mVISA’ payments

Virtual Card :
Shop at any ecommerce merchant locations in India without exposing your primary card details.
One-Click payment :
Experience one-click payment. No need to enter card details again and again.

Send Money :
Send money using Mobile number/email ID/QR Code of the beneficiary.

Link Card & Pay directly :
Link your IDBI Bank VISA/Master cards (Debit/Credit/Prepaid) and make payment directly without loading funds into your wallet.

View Transaction log :
View transaction log for the transactions carried out through Mobile Wallet

Q1. Can I send and receive money?
PayApt allows you to send money to another PayApt user using email address or mobile number of the beneficiary.

Q2. What if I want to transfer my PayApt account to a different phone other that the one I used during registration?
You will be able to download PayApt to the new phone and login with the same credentials. When you use it for the first time you will receive a DVC (Device Verification Code) over SMS to your registered mobile number and / or e-mail.

On entering this code the new device verification will be completed and user will be able to login to the new device.

Q3. How can I add funds into PayApt and when will the funds be available in PayApt account?
You can add funds into PayApt using the Add Money option by using IDBI Bank Credit, Debit or Prepaid card. You will receive an alert as soon as funds are loaded in your PayApt.

Q4. Can Add Money transaction to my PayApt account get declined?
This may happen if IDBI Bank is not able to authenticate or authorize the transaction.

Q5. For adding money, can I have more than one card linked to PayApt?
Yes, you can link multiple cards to PayApt. These cards can be used for adding money into the PayApt.

Q6. Do others need PayApt to receive the money I have sent?
Yes, if the beneficiary do not have the PayApt downloaded, one should first download and install PayApt and subsequently register. After registration, the recipient needs to enter the code which has been sent on their E-Mail ID/Mobile Number to claim the funds.

Q7. Can I transfer money from my PayApt to any other bank account/mobile wallet service provider?
You cannot transfer money from your PayApt account to any other financial institutions wallet or bank account. Money can be transferred only to recipients who are registered for PayApt.

Q8. How do I know if someone has transferred money to me?
You will receive alerts at your registered e-mail id and mobile number on receipt of money from a registered PayApt user whenever a transaction is made.

Q9. How do I know if I’ve successfully transferred money to another PayApt user?
You will receive an instant acknowledgement as “Paid to XXXX XXXX” in your screen along with the transaction history. Your account balance is instantly updated of on successful transfer of funds.

Q10. Can I cancel a send money transaction?
No, Send money is a transaction that will immediately take effect as long as your PayApt account has sufficient balance. Once initiated, you will not be able to cancel this transaction