kalupurbank.com : Rupay Debit Card Registration

Organisation : The Kalupur Commercial Co-Operative Bank Limited
Facility : Rupay Debit Card Registration
Website : https://www.kalupurbank.com/

Rupay Debit Card Registration :

Registration is mandatory requirement to make online purchases using your Kalupur Bank Debit cards. For your security we have enabled online purchases for only those merchants who subscribes to Pay Secure by NPCI.

Related : Kalupur Bank SMS Banking, NUUP *99# Service : www.statusin.in/23638.html

This is to ensure that you can authenticate yourself at the time of purchases by entering password of your RuPay cards and no one else can misuse your Kalupur Bank Debit cards.

1) Registration Process :
** For completing the ecommerce transaction, customer will be navigated to the webpage for registration
** Registration process will populated and customer need to input his card number, Expiry Date and Mobile number.

** One Time Password (OTP) will be sent to customer’s registered mobile number.
** Cardholder will enter the One Time Password (OTP).

** System validates the One Time Password (OTP) and displays the Image and personal phrase screen.
** Cardholder select his desired Image, creates the personal phrase.

** Cardholder will submit the request.
** Cardholder receives the welcome message to his/her Registration for RuPay Card successfully completed.

2) RuPay Card Transaction Process :
** Cardholder completed successfully the card enrollment process will follow the below mentioned steps for e-commerce transaction.

** When customer will decide for payment of e-commerce transaction, Kalupur Banks system will check the mobile number is registered and validate whether card has been successfully enrolled.

** Kalupur Bank system will send the response to NPCI that card is registered with the bank.
** NPCI redirects cardholder to Kalupur Bank e-commerce authorization page.

** Cardholder select the image he has listed for his RuPay e-commerce registration. It also shows the phrase given by the cardholder.

** Cardholder need to match the Image and phrase both, give the ATM Transaction PIN on the pin pad displaying on the screen and proceed to submit.

Terms & Conditions :
Authentication :
a. During registration in RuPay PaySecure service, you may be required to select an authentication method viz. OTP (One Time Password) or Internet ID & password, or challenge question/answer etc. for authenticating with your bank.

Along with that, you would be required to select an image & enter a phrase when engaging in an online transaction or registration/other transaction for which RuPay PaySecure is used.

You may be asked to select the image and approve the phrase that you had selected during your registration process before the merchant accepts your Card in payment for the transaction.

If you are unable to select the correct image or if the authentication through RuPay PaySecure otherwise fails, the merchant may not accept your RuPay Card for payment in that transaction.

b. You are successfully registered for RuPay PaySecure service only after you successfully complete the entire online transaction for the first time.

c. By registering for RuPay PaySecure, you agree to the use of RuPay PaySecure to evidence your identity, including the authorization of transactions authorized in advance to recur at substantially regular intervals.

d. Certain merchant establishments/ Banks at a later date may provide for any additional authentication in addition to what has been requested for. Cardholder will be required to provide the same accordingly.

Confidentiality And Security Of Registration Information :
Cardholder is liable entirely for maintaining the confidentiality of the registration information viz. image, phrase, PIN and other verification information used on the RuPay PaySecure solution.

All activities that occur using the Registration information or other verification information supplied to or established by Cardholder with respect to PaySecure will be the sole responsibility of the cardholder.

Cardholder is responsible not to share information which enables access/ usage of RuPay PaySecure to any third party. Customer should immediately notify the bank of any unauthorized use of their RuPay PaySecure verification information, or any other breach of security.

The cardholder agrees that NPCI will not be liable for any loss or damage arising from failure of Cardholder to comply with these T&Cs.

Confidentiality Of Customer Information :
a. Cardholder Registration information will not be shared with any online merchant establishments for which RuPay PaySecure is used.

b. Cardholder agrees to permit the Bank/NPCI to store the Registration information in their databases and are permitted to disclose it if required to do so by Applicable Law, in good faith believing that such preservation or disclosure is permitted by Applicable Law, or as reasonably necessary to
(i) comply with legal process or
(ii) enforce these T&Cs.

Cardholder Responsibilities :
As a RuPay PaySecure user, the cardholder acknowledges and agrees to the following.
The cardholder will –
** Ensure confidentiality of PIN and not reveal it to any third party.
** Keep the image & phrase confidential and not share with any third party

** Keep the OTP; internet ID & Password or challenge questions used during registration process, totally confidential and not reveal it to any third party

** Ensure the phrase entered during registration must not be related to any readily accessible personal data such as name, address, telephone number, driver license, etc.

** Ensure the Image, Phrase & PIN should not be written or stored physically or in soft form. The same should be memorized

** Take necessary precautions to ensure that the computer device or other device accessing RuPay PaySecure during transactions is guarded from all unauthorized access. The cardholder will NEVER access RuPay PaySecure with false/fake id or attempt impersonation of any kind;

** hamper the functioning of the RuPay PaySecure module in any manner of hardware or software malfunction by use of software viruses or any other programs or applications;
** intentionally overload the RuPay PaySecure platform to hamper the service;

** infringe upon the Intellectual Property rights of the PaySecure solution by attempting to recreate or re-engineer the solution or any part of it or the softwares used in connection with RuPay PaySecure;

** remove any copyright, trademark, or other proprietary rights notices contained in RuPay PaySecure;
** re-create or use any part of the RuPay PaySecure service without NPCI’s prior written authorization;

** attempt to data mine, unlawfully obtain information specific to the RuPay PaySecure solution using any application, or other manual or automatic device or in any way and re-engineer or duplicate the user experience similar to PaySecure service;

** interfere with the functioning of PaySecure or its associated hardware/ software by any means; or

** fail adherence to any applicable governing law, regulation, guidelines or any Terms and Conditions advised by Bank/NPCI in connection with use of RuPay PaySecure.

Rules of Liability :
a. NPCI has no liability for cardholder’s internet access device or password obtaining device (such as computer or mobile phones etc.) or proper functioning of its hardware or software before, during or after the use of RuPay PaySecure.

b. NPCI will in its best efforts make the web service secure from all aspects possible. However, NPCI will not take liability for any viruses or unlawful downloads that the cardholder’s system may be exposed to while he accesses the internet for using RuPay PaySecure.

c. NPCI does not take liability of failed transactions which are incomplete due to any reason