kviconline.gov.in Digital KVIC, Paybill System : Khadi & Village Industries Commission

Organisation : Khadi & Village Industries Commission KVIC
Facility : Digital KVIC & Paybill System
Website : https://www.kviconline.gov.in/rop/

KVIC Paybill System

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Related / Similar Service : KVIC Export Incentive Scheme

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Digital KVIC

Recently, “Digital KVIC” has been launched by Direcrorate of IT, wherein every Directorate/Field Offices have been given access by providing user name and password to all concerned Officers.

The KVIC is charged with the planning, promotion, organisation and implementation of programs for the development of Khadi and other village industries in the rural areas in coordination with other agencies engaged in rural development wherever necessary.

Its functions also comprise building up of a reserve of raw materials and implements for supply to producers, creation of common service facilities for processing of raw materials as semi-finished goods and provisions of facilities for marketing of KVI products apart from organisation of training of artisans engaged in these industries and encouragement of co-operative efforts amongst them.

FAQ On KVIC

1. What is maximum project cost allowed under PMEGP?
Rs.25.00 lakhs for manufacturing unit and Rs.10.00 lakhs for Service Unit
2. Whether cost of land includes in the project cost?
No.

3. What is the component of project cost?
Capital Expenditure Loan, one cycle of working capital and 10% of project cost as own contribution in case of General category and 5% of project cost in case of weaker section.

4. Who are the beneficiaries?
Individual Entrepreneurs, Institutions, Co-operative Societies, Self Help Groups, Trusts

5. Which are the financial agencies?
27 Public Sector Banks ,Regional Rural Banks(RRB), Co-operative Banks and Private Scheduled Commercial Banks approved by respective State Task Force Committee.

6. How the capital expenditure loan / Cash Credit Limit be utilized ?
Working Capital at least once should touch 100% limit of Cash Credit within three years of Lock-in period of M.M. and not less than 75% of the utilization of the sanction limit on an average.

7. Where the beneficiary has to submit his/her application/ Project?
Beneficiary can submit his/her application/Project online on kvic website / kviconline.gov.in/pmegpeportal. List of office addresses of KVIC/KVIB/DIC are available at our website.

8. What is Village Industry ?
Any Village Industry (except those mentioned in the negative list) located in the Rural Area which produces any goods or renders any service with or without the use of power and in which the fixed capital investment for head of a full time artisans or worker does not exceed Rs.1.00 lakh in plain area and Rs.1.50 lakhs in hilly areas and for A & N Island and Laxdeep Rs.4.5 Lakhs.

9. Whether EDP training is compulsory?
Before MM Claim through PMEGP eportal ,EDP training of 10 working days for Project cost More than 5.00 lakhs and 6 Working days training for upto Project Cost 5.00 lakhs to the beneficiary is compulsory

10. Whether collateral security is mandatory?
As per RBI guidelines the project costing upto Rs.10.00 lakhs under PMEGP loans are free from collateral security. The CGTSME provided collateral guarantee for the project beyond Rs.5.00 lakhs and upto Rs.25.00 lakhs under PMEGP scheme.

Functions of KVIC

The Khadi and Village Industries Commission (KVIC) is an apex organization under the Ministry of Micro, Small and Medium Enterprises, with regard to khadi and village industries within India, which seeks to – “plan, promote, facilitate, organise and assist in the establishment and development of khadi and village industries in the rural areas in coordination with other agencies engaged in rural development wherever necessary.”

Some of the major functions of KVIC are:
** Planning: The KVIC is responsible for planning the development of khadi and village industries in India. It does this by identifying potential areas for development, and by developing and implementing programs to promote and support these industries.
** Promotion: The KVIC promotes khadi and village industries through a variety of means, including advertising, marketing, and providing financial assistance to entrepreneurs.
** Facilitate: The KVIC facilitates the development of khadi and village industries by providing training, technical assistance, and access to raw materials and markets.
** Organize: The KVIC organizes khadi and village industries by providing guidance and support to producers, and by coordinating the activities of different stakeholders in the industry.