Home Credit Loan Repayment : homecredit.co.in

Organisation : Home Credit
Service Name : Loan Repayment
Website : https://www.homecredit.co.in/loan-repayment

Home Credit Loan Repayment

You can authorize a direct debit of your payments from your bank account, or transfer funds online. You can even pay cash via a payment channel partner. Just make sure you pay on time because that is important to maintain a good credit score.

Related : Home Credit EMI Online Payment : www.statusin.in/41930.html

You can choose to make your Home Credit payments in cash at a payment channel partner closest to you. Points to keep in mind while making cash payments

How To Pay?

Online Payment

Payment through HCIN website using DEBIT CARD or INTERNET BANKING

Steps:
** Visit https://www.homecredit.co.in/en and click on “Pay your EMI ” option on the right hand side corner of the screen
** Fill Loan details as requested and enter the monthly payment due.
** If new to PayU money, kindly register one time. Else enter your registered email ID and password
** Choose Debit Card/Net-Banking option to make your payment
** Enter transaction password or One Time Password ( OTP ) received on your registered mobile number, to complete the transaction
** Note the transaction number, for future reference. Kindly check your email and SMS for payment confirmation.

Easy Pay

Payment at Axis Bank branch by using “Easy pay” Service

Steps :
** Visit your nearest Axis Bank branch
** Ask for the payment through the “Easy Pay” service
** Please fill up the standard deposit slip available at Branch using details below:
** Contract ID in place of Account number
** Your name
** Date of deposit
** Branch name
** Make cash payment of monthly payable amount
** Collect the signed & stamped deposit receipt

I-Sure Pay

Payment at ICICI Bank branch by using “I-Sure pay” Service

Steps:
** Visit your nearest ICICI Bank branch
** Please fill up the normal deposit slip available at Branch using details below:
** On the top of the deposit slip mention “I-SURE PAY-HCIP”.
** In place of Name of A/C holder mention “Home Credit India Fin. Pvt. Ltd-HCIP”
** Mention Contract ID- (refer loan summary) in place of ‘Particulars’ on left hand side and in place of Bank and on right hand side of the deposit slip.
** Mention Amount with correct denominations.
** Rest details has to be filled as per column name.
** Make cash payment of monthly payable amount.
** Collect the signed & stamped deposit receipt from the banker.

EASY BILL

EASY BILL, ITZ CASH Outlets/POS

Steps:
** Visit your nearest agent based Easy Bill or ITZ outlet
** Ask the outlet agent to make the payment for Home Credit EMI
** Pay the monthly amount
** Collect the Printed Deposit slip from the outlet agent
** Get an SMS also against the payment made at the outlet

Suvidhaa Outlets

** Visit your nearest Suvidhaa outlet
** Carry your mobile phone with registered number while visiting any of Suvidhaa outlet for payment
** Please provide your mobile number, email ID and contract ID to the retailer
** Make payment for monthly amount
** Once the retailer enters the amount and the other details in system, an OTP (One Time Password) is generated.
** You will receive an SMS on your registered mobile phone containing OTP & the amount entered in the system. If the amount is correct, please share OTP to the retailer to proceed with the transaction
** Collect the deposit receipt from the retailer
** You will receive a transaction confirmation SMS on the registered mobile number

E-COLLECT

Payment through NEFT/Fund Transfer using INTERNET BANKING

Steps:
** To initiate a payment through fund transfer the customer needs to perform the below mentioned activities.
** Add beneficiary: This is a procedure where in the customer needs to add a beneficiary before making payment for Home Credit through the option of E-Collect. Process for adding a beneficiary:
** Beneficiary Name: Home Credit India Finance Private Limited
** Beneficiary Account No.: HCIN**********(10 digit HCIN contract ID)
** Bank Name: Citi Bank N.A.
** City: Delhi
** IFSC Code: CITI0000002
** Account Type: CA
** Amount in Rupees: xxxxxxxx (MONTHLY PAYMENT)
** After successfully adding the beneficiary initiate the fund transfer against monthly payment amount.

Important Information:
** For any issue or information regarding the payment method, please contact us here.
** Kindly retain all the payment receipt for your future reference against the transactions
** We request that you pay your monthly installment by the recommended payment date as stated in your Loan Summary to avoid any last minute hassles.
** Paying well on time will not only help you avoid late fees but will also help build a good credit score
** Effective December 1, 2017, late payment charges have been revised as Rs. 350 for delay up to 1 day, Rs. 800 for delay up to 30 days, Rs. 1350 for delay up to 60 days and Rs. 2100 for delay beyond 60 days, post due date respectively
** Direct debit bounce fee of Rs. 300 may be levied as applicable

Helpdesk

For any issue or information regarding the payment method, please call on our customer care at +91-124-662-8888