Dhanlaxmi Bank : Apply for Visa Debit Card

Organization : Dhanlaxmi Bank Ltd
Facility : Apply for Visa Debit Card

Home Page : https://www.dhanbank.com/
For more details here : https://www.dhanbank.com/

Visa Debit Card :
Dhanlaxmi Bank International Visa Debit Card provides you access to your deposits on a 24×7 basis. You can now use your Debit Card at Merchant Establishments to shop for your groceries, dining, travel and much more. But that’s not all! Your Debit Card also doubles up as an ATM card, which you can use at any Visa ATM across India and overseas! Keep watching this space as we work towards adding features & benefits to your debit card which suit your lifestyle and makes your banking transactions completely hassle free and convenient.

How to apply for the Debit Card :
** New Customers If you do not have a banking relationship with Dhanlaxmi Bank, you will need to open a savings account with Dhanlaxmi Bank. Please visit our nearest branch to apply for savings account.
** Existing Customers If you already have an Dhanlaxmi Bank Account, download the Visa International Debit Card Application Form from the website.

Eligibility :
** Individual account holders and sole proprietorship concerns are eligible for this facility.
** NRI Holders of NRE savings and current accounts are also eligible for the Debit Card. A minor, or an account in which a minor is a joint account holder (joint operation), is not eligible for a Debit Card. Joint Accounts with joint operations are not eligible for a ATM/Debit Card since operations are Restricted to account holders with joint signatures. Debit Card will not be issued to other entities including partnership firms, companies, trusts, societies etc.

Benefits & Features :
** Internationally Valid for Cash Withdrawal & Purchases :
** You will now have online access to your account at over 300 Dhanlaxmi Bank ATMs and at about 50,000 VISA ATMs in India. You can also access your account at over a million Visa ATMs across the world. Your Dhanlaxmi Bank Debit Card can also be used at our partner network ATMs, viz. Cashnet, NFS and Cashtree. Look out for the following signs at the ATMs where you can use your Debit Card for Cash withdrawal or Balance Inquiry
** Enhanced limits of withdrawals
** Based on the deposit product you choose, the Bank provides you with a withdrawal limit of up to Rs 100,000/- per day at ATMs and for purchase transactions respectively. When travelling overseas, the applicable withdrawal limit is converted in to the respective foreign exchange equivalent.
** Convenient option for your purchases :
** Shop at more than 425,000 outlets in India and 13 million+ establishments worldwide supported by Visa. The amount gets debited directly to your account in Rupees, irrespective of the currency you spend in, if you are overseas.
** Insurance
** Your Debit Card comes with protection against burglary, dacoity, etc. for cash withdrawn through any ATM. There is a *ZERO liability cover for fraudulent cash withdrawals/POS (Point Of Sale) ensuing a lost or stolen card. *conditions apply
** Validity
** Your Dhanlaxmi Bank Debit card comes with an extended validity of 5 years from the time it is issued.

Dos & Don’ts with your Debit Card
The Dos :
** Sign on the signature panel on your Debit card immediately upon receipt of your Card.
** Protect the magnetic strip on the reverse of the card from exposure to direct sunlight, magnets, and scratches, as it contains important information about your card.
** Keep a photocopy of the front & back of your card and quote your Debit card number to the Bank in all your communications.
** Keep your ATM PIN a secret to prevent any misuse of your Debit Card.
** In case your card is stolen/ misplaced, call Dhanlaxmi Bank Customer Service number provided at the back of the card, to inform us about the same.
** Keep your charge slips safe, to tally them against your Billing Statement
** In case you need your Debit Card to be re-issued or terminated, please send in your request in writing to the Dhanlaxmi Bank branch where you have your account.
** Upon Debit Card expiry or closure of your account, please cut your Debit Card into several pieces through the magnetic strip to prevent any misuse.
** If your Debit Card is lost/stolen, or if you suspect that your Debit Card has been used fraudulently, call the Customer Service Number at 1800-425-1747, immediately to report the loss of your card.

The Don’ts :
** Never keep a copy of your PIN in your wallet and never write your PIN number on your Debit Card.
** Do not leave your Debit card unattended. The card can be misused easily.
** It should never be surrendered to anyone other than a designated Bank Officer at a Dhanlaxmi Bank branch and that too only after cutting it into several pieces through the magnetic strip
** Never reveal or surrender your personal identification number (PIN) to anyone. Please destroy all evidence of the PIN after memorizing it.
** Always ensure that the Debit card is used in your presence when transacting at merchant establishments. Never sign an incomplete sales slip
** Do not attempt to use your Debit card at merchant establishments that do not possess VISA Electron Point-of Sale swipe terminals
** Do not attempt to use your Debit card for making purchases via Telephone/mail or in any other ‘card not present’ situation.