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Interest Subsidy On Loans For Agriculture & Allied Activities : fisheries.goa.gov.in

Organisation : Goa Department of Fisheries
Scheme Name : Interest Subsidy On Loans For Agriculture & Allied Activities
Applicable State/UT : Goa
Website : https://fisheries.goa.gov.in/schemes-services/

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What is Interest Subsidy On Loans For Goa Agriculture & Allied Activities?

“Interest Subsidy on Loans for Agriculture and Allied Activities” is a scheme by the Department of Fisheries, Government of Goa. Through this scheme, the bonafide agriculturist, individuals of the animal husbandry sector/ fisheries sector from Goa are provided a loan of upto ₹ 5,00,000 for the purpose of Agriculture and Allied Activities. The applications are accepted only in offline mode.

Related / Similar Facility : Financial Assistance To Take Up Value Addition To Seafood

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Benefits of Interest Subsidy On Loans For Agriculture & Allied Activities

** Loan of upto ₹ 5,00,000.
** Interest Subsidy on Short-Term Loans: 4% to farmers who promptly repay their loans.
** Interest Subsidy on Long-Term Loans: Equal to the difference between a 4% interest rate and the normal rate charged by eligible Banks, in line with their policies. The subsidy is subject to a maximum limit of 8%.

Eligibility of Interest Subsidy For Agriculture & Allied Activities

For Inland Fisheries:
** The applicant should own or lease any of the fisheries-related activities, such as pond, tank, open water bodies, raceway, hatchery, rearing unit, possess the necessary license for fish farming and fishing-related activities, and any other state-specific fisheries and allied activities.
** The applicant may include fishers, fish farmers (individual & groups/partners/share/croppers/tenants/farmers), self-help groups, joint liability groups, and women groups.

For Marine Fisheries:
The applicant should own or lease a registered fishing vessel/boat, possess the necessary fishing license/permission for fishing in estuaries and sea, engage in fish farming/mariculture activities in estuaries and open sea, and participate in any other state-specific fisheries and allied activities.

How To Apply For Interest Subsidy For Agriculture & Allied Activities?

Step 1: The interested applicant should request the prescribed format of the application form from the department.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority at the Department of Fisheries, Dayanand Bandodkar Marg, Patto Colony, Panaji Goa – 403 521, or to the official posted at BDO Office/ Sub-Offices of the Department of Fisheries.

Grievance Redressal:
Any dissatisfaction or complaint about any service or its standards can be registered with the Department’s Grievance Redressal Officer. The grievance can also be lodged on the link dir-fish.goa@nic.in. All complaints will be acknowledged by us and final action taken will be communicated within 30 days.

Documents Required For Interest Subsidy of Agriculture & Allied Activities

** Quotation Bill
** Aadhaar Card of Applicant
** Vessel Registration Certificate
** Fishing & Net Licence Receipts
** Letter From Bank to Avail Loan
** Copy of Permission Letter Issued by Directorate of Fisheries to Construct Canoe/trawler/purseiner/purchase of New Net
** Copy of Certificate Issued by Coastal Aquaculture Authority for Construction/renovation of Prawn Farming
** Inspection Report From Fisheries Officer
** Mandate Form

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