mhupa.gov.in 2015-2022 PMAY Pradhan Mantri Awas Yojana/ Housing For All Scheme : Ministry of Housing & Urban Poverty Alleviation

Organization : Ministry of Housing & Urban Poverty Alleviation
Service Name : 2015-2022 Pradhan Mantri Awas Yojana
Applicable States/UT : All India
Website : http://mhupa.gov.in/
Guidelines: https://www.statusin.in/uploads/9263-Guidelines.pdf

What is Pradhan Mantri Awas Yojana?

“Housing for All” Mission for urban area will be implemented during 2015-2022 and this Mission will provide central assistance to implementing agencies through States and UTs for providing houses to all eligible families/beneficiaries by 2022

Related / Similar Service :
MHUPA Rajiv Rinn Yojana RRY Scheme

Beneficiary:
A beneficiary family will comprise husband, wife and unmarried children.

The beneficiary family should not own a pucca house (an all weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India.

Credit-Linked Subsidy Scheme:
The Mission, in order to expand institutional credit flow to the housing needs of urban poor will implement credit linked subsidy component as a demand side intervention. Credit linked subsidy will be provided on home loans taken by eligible urban poor (EWS/LIG) for acquisition, construction of house

Affordable Housing in Partnership (AHP):
The third component of the mission is affordable housing in partnership. This is a supply side intervention. The Mission will provide financial assistance to EWS houses being built with different partnerships by States/UTs/Cities.

Beneficiary-led individual house construction or enhancement:
The fourth component of the mission is assistance to individual eligible families belonging to EWS categories to either construct new houses or enhance existing houses on their own to cover the beneficiaries who are not able to take advantage of other components of the mission. Such families may avail of central assistance of Rs. 1.5 lakh for construction of new houses under the mission. Such beneficiaries should be part of HFAPoA

Implementation Process:
As a first step, States/UTs will sign a Memorandum of Agreement (MoA) to participate in the mission by agreeing to mandatory conditions and other modalities. A copy of the MoA to be signed between State/UT and Centre is placed at Annexure 3.

States/UTs will send proposals to the Ministry for inclusion of cities in the mission along with broad assessment of housing and resources requirement. Ministry will approve inclusion of these cities considering availability of resources. The credit linked subsidy component of the mission will, however, be implemented in all statutory cities/towns across the country right from the launch of the mission.

Jan Dhan Yojana/other bank account number and Aadhaar number/Voter ID card/any other unique identification details of intended beneficiaries or a certificate of house ownership from Revenue Authority of beneficiary’s native district will be integrated in the data base of HFAPoA for avoiding duplication of benefit to one individual family. Beneficiaries will be validated by States/UTs and ULBs thereby ensuring their eligibility at the time of preparation of the projects and approval of projects.

On the basis of HFAPoA, States/Cities will subsequently prepare the Annual Implementation Plans (AIPs) dividing the task upto 2022 in view of the availability of resources and priority. For larger cities, HFAPoA and AIPs can be prepared at sub-city (ward/zone etc.) level with the approval of concerned State/UT Government.

The result of demand survey, draft HFAPoA and draft AIP should be discussed with the local representatives including MLAs and MPs of that area so that their views are adequately factored in while finalising the plans and beneficiary list.

Cities which have already prepared Slum Free City Plan of Action (SFCPoA) or any other housing plan with data on housing, should utilise the existing plan and data for preparing “Housing for All Plan of Action” (HFAPoA).

Some Important Information From Comments

Comments:
1. I have applied for above mentioned Yojana in 2016 but there is no call (or) reply back from your side also when I am checking status online of my form, it is showing no information available. So, please let me know about it now, what to do regarding this issue and is it going to solve (or) what should I do now?

2. I am a leading Developer at Bombay carrying on Business in the name of Prima Terra Build Tech Private Ltd. I would like to construct Houses for LIG/MIG People and Affordable Housing. Please advice procedure and Further steps I should take to construct houses.

FAQ On Pradhan Mantri Awas Yojana

Here are some frequently asked questions (FAQ) about Pradhan Mantri Awas Yojana (PMAY):

What is Pradhan Mantri Awas Yojana?
Pradhan Mantri Awas Yojana (PMAY) is a government-sponsored scheme that aims to provide housing for all by 2022. The scheme is divided into two components: Pradhan Mantri Awas Yojana (Urban) and Pradhan Mantri Awas Yojana (Rural).

Who is eligible for Pradhan Mantri Awas Yojana?
The eligibility criteria for Pradhan Mantri Awas Yojana vary depending on the component. For Pradhan Mantri Awas Yojana (Urban), the eligible households are those with an annual income of up to Rs. 3 lakh. For Pradhan Mantri Awas Yojana (Rural), the eligible households are those with an annual income of up to Rs. 2 lakh.

What are the benefits of Pradhan Mantri Awas Yojana?
The benefits of Pradhan Mantri Awas Yojana include:
** Financial assistance: The government provides financial assistance to eligible households to construct or purchase a house.
** Technical assistance: The government provides technical assistance to eligible households to construct or purchase a house.
** Subsidy: The government provides a subsidy to eligible households to reduce the cost of construction or purchase of a house.

How can I apply for Pradhan Mantri Awas Yojana?
To apply for Pradhan Mantri Awas Yojana, you can visit the official website of the Ministry of Housing and Urban Affairs. You can also apply at any of the designated Common Service Centers (CSCs).