Labour Department : Unorganized Workers Accident Death Insurance Scheme Registration Andhra Pradesh

Organization : Labour Department
Service Name : Unorganized Workers Accident Death Insurance Scheme Registration
Applicable States/UT: Andhra Pradesh

Website : http://labour.ap.gov.in/schemes.php
Register Here : https://onlineap.meeseva.gov.in/CitizenPortal/UserInterface/Citizen/OnlineLoginForm.aspx
Scheme Details:  https://www.statusin.in/uploads/9565-Scheme.pdf

Unorganized Workers Registration :

Registration of Unorganised Workers under ‘Rs.5.00 Lakhs Accident Death Insurance Scheme for Unorganised Workers’ Online/Mee-seva.

Related : Labour Department Online Inspection System Andhra Pradesh : www.statusin.in/9560.html

Object of the Scheme:
(1) The main objective of the Scheme is to provide relief to the poor families of Workers in the Un-Organised sector in the cases of accident death.

(2) As per the All India statistics on Accident Deaths in 2012, the State of Andhra Pradesh (7.6%) occupied fourth position along with Uttarpradesh with Maharastra (15.7%), Madhya Pradesh (9.1.%) and Tamilnadu (8.3%) in top 3 positions.

(3) The Accident Death of the Worker results in misery to his poor family casting heavy financial burden due to medical and other expenditure relating to the accident and financial loss due to death of the bread earner. The Central Government have also announced “Pradhanmanthri Bhima Suraksha Yojana”Scheme for Rs.2.00 Lakhs Accident Death Insurance Scheme for the holders of Jan Dhan Yojana Accounts, who are mostly unorganised sector workers. There is every need for implementation of Accident Insurance Scheme for Unorganised Workers and the Insurance amount should be Rs.5.00 Lakhs keeping in view the present day financial needs on medical and other expenditure at the time of accident and education and other needs of the dependent family members.

Salient features of the Scheme:
(1) All unorganized workers who are registered with the Andhra Pradesh Unorganised Workers Social Security Board are eligible to become beneficiaries of the Scheme.

(2) The Unorganised Workers will be registered as beneficiaries under the scheme On-line through Workers Facilitation Centres or such other means as may be specified by the Commissioner of Labour and the Assistant Labour Officer is the Registering Authority. The registration of the workers shall commence from 1st May 2015.

(3) The Unorganised Workers shall open Jan Dhan Yojana Savings Bank Account in any of the Nationalised Banks. He should ensure compliance with the conditions for eligibility for Rs.2.00 Lakhs Accident Insurance scheme under “Pradhanmanthri Bhima Suraksha Yojana” scheme of Government of India.

(4) The beneficiary will be eligible for Rs.5.00 Lakhs Accident Death Insurance, out of which Rs.2.00 Lakhs shall be from Central Government Accident Death Insurance Scheme. The balance Rs.3.00 Lakhs will be paid from the Group Insurance Scheme by the State Government.

(5) For the first year, the Government will pay the premium for Group Insurance Scheme as an incentive and from the second year onwards, the expenditure will be met from Government of India/ State Government/Board Funds with or without contribution from the insured.

Registration of Beneficiaries:
(1) Beneficiaries shall be registered by the Registering Authority under the Unorganised Workers’ Social Security Act, 2008 On line through Workers Facilitation Centres or in such other manner as may be specified by the Commissioner of Labour. They shall submit Application in Form annexed to this scheme and also furnish other particulars like Aadhar Number, Telephone Number, Bank Account Details as specified by the Commissioner of Labour. The application form may be changed as specified by the Commissioner of Labour, depending on the requirements of the scheme. The beneficiary has to pay user charges for such registration and will be issued an Identity Card under the Act. He will be provided Smart Card based on the particulars furnished by him in due course.

Benefits:
A Beneficiary registered under the Scheme shall be entitled to Rs.3.00 Lakhs Accident Death Insurance and Rs.2.00 Lakhs Accident Insurance under the Central Government Accidental Death Insurance Scheme Subject to his satisfying the conditions of eligibility. The insurance policy is valid for one year and may be renewed thereafter, as specified by the Commissioner of Labour